Credit Risk Analyst (Remote) - Brex - San Francisco, California
(2024-02)
- Engineered and produced an XGBoost credit risk model in Python to predict SMB default probability, achieving a 14% recall improvement over the legacy heuristic and directly reducing undetected credit exposure across the portfolio.
- Automated end-to-end monthly risk reporting pipelines using Python and Airflow, eliminating 10+ hours of manual work per cycle and enabling analysts to redirect effort toward higher-impact risk initiatives
- Partnered with data engineering to design and validate event-stream tables in BigQuery, resolving data discrepancies and ensuring signal reliability across production credit and fraud models.
- Prototyped an NLP and LLM-powered dispute classification system leveraging the OpenAI API, reducing reliance on manual categorization and laying the groundwork for scalable unstructured data processing.
Investment Analyst — 3rd Place (International) - Milgard Invitational Case Competition on Social Responsibility (MICCSR on 2026) - Tacoma, Washington
(2026-02 - 2026-03)
- Placed 3rd at MICCSR 2026 international competition, delivering a buy-side equity recommendation on Lululemon (LULU) integrating DCF valuation, ESG analysis, and capital allocation strategy before a globally judged panel.
- Conducted top-down macroeconomic and bottom-up fundamental analysis, quantifying tariff risk, supply chain exposure, and trade policy sensitivity to stress-test margin assumptions and evaluating risk-adjusted returns across athletic apparel sector peers.
- Built institutional-grade buy-side investment thesis on Lululemon (LULU) incorporating DCF valuation, comparable company analysis, EBITDA margin benchmarking, free cash flow modeling, and ESG scoring relative to Nike, Adidas, and Under Armor.
- Reconstructed full financial model and investment narrative within 24 hours following a strategic equity pivot, demonstrating execution under pressure, financial modeling proficiency, and cross-functional collaboration in a high-stakes capital markets environment.
Strategy Analyst — 1st Place - UW Milgard Case Competition - Tacoma, Washington
(2026-01 - 2026-02)
- Led strategic planning and financial modeling for a 10-year logistics expansion, analyzing fleet investment options via scenario and sensitivity analysis; EV adoption delivered a 26% IRR, 2-year payback, and $245K NPV per vehicle over five years.
- Drove operational efficiency by redesigning the distribution network and evaluating a solar-powered facility, reducing weekly mileage, cutting fuel costs, and improving long-term cash flow projections.
Financial & Supplier Strategy Analyst - Boeing Case Competition - Tacoma, Washington
(2025-11 - 2025-12)
- Developed a quantitative risk-weighted supplier evaluation model in Excel, scoring vendors across cost, delivery, lead time, and quality metrics; sensitivity analysis identified optimizations that reduced projected lead times by 5 days.
- Designed a dual-sourcing strategy (85–90% primary / 15–10% secondary) as a risk mitigation framework, improving supply-chain resilience and operational continuity.
