Vinayak Malhotra

Product manager and former software engineer with 8+ years across consumer, B2B, and technical products. Led monetization, personalized offers, direct-to-consumer commerce, partner credit, digital payments, and settlement workflows at Zynga and GoMechanic, partnering with engineering, finance, data science, and operations from roadmap to launch. Technical depth across APIs, microservices, GCP, AI evaluation, and data-driven product decisions.

Creator & AI Product lead - Open-Source Agentic GenAI Financial Intelligence Platform at Vinsight (2025-10 – Present)

Led 0-to-1 development of an agentic AI platform on GCP that cuts time-to-value in stock evaluation and thesis tracking for everyday retail investors.

• Condensed 1 hour of manual equity analysis into a single grounded brief by launching a 24/7 autonomous research agent (RAG + web search) that fires on 10 market signals, self-revising through a multi-turn bull-vs-bear debate scored by an LLM-as-judge rubric.
• Lifted AI stock scoring accuracy 10% by replacing RAG retrieval with GenAI pre-processing of SEC filings into a structured DB injected at runtime.
• Reduced false-positive investment signals 23% by establishing an ML evaluation framework to benchmark outputs for bias and variance.
• Slashed AI inference costs 40% and user latency 20% by designing an model routing and memory caching strategy to optimize unit economics.
• Expanded the external developer ecosystem by launching an MCP server with scoped permissions and rate-limiting to safely expose core services.

Product Manager II - FarmVille Tropic Escape & FV2 Country Escape at Zynga (2022-06 – 2025-06)

Owned the monetization, retention, and live-ops roadmap for two titles at 1M+ DAU, across UX, game design, data science, and engineering.

• Lifted D90 revenue 8% and retention 20 bps by architecting a spend-cohort-driven personalized storefront and tiered loyalty rewards program.
• Lifted new-user D7 ARPU 44% YoY, unblocking $2M in acquisition spend, by redesigning onboarding and feature-unlock sequencing, launching notification-led reactivation and streak rewards, and rebalancing the early-game economy across multi-quarter A/B tests.
• Saved $1M+ in platform fees by leading the 0-to-1 GTM strategy for a DTC webstore, successfully migrating 22% of overall revenue off-platform.
• Increased content throughput 15% by leading the tech upgrade from forced app updates to a seamless downloadable-content (DLC) pipeline.
• Drove 12% ad revenue growth without cannibalizing IAP by launching rewarded-ad flows & new formats, then optimizing targeting, caps & CPMs.
• Lifted D30 retention 60 bps by partnering with data science to overhaul churn prediction, reactivation offers, and group recommendations.

Product Manager - India's largest network of auto repair shops at GoMechanic (2020-11 – 2021-05)

Directed B2B partner-platform roadmap, leading cross-functional teams across engineering, finance, and operations to improve partner efficiency.

• Drove a 3x increase in in-app inventory orders by launching a B2B credit system that enabled workshops to purchase spare parts on credit.
• Reduced partner payout latency from 30 days to 7 days by automating financial reconciliation through a new daily in-app settlement workflow.
• Lifted CSAT 20% by launching live order tracking, verified partner IDs, and call masking, and on-time pickups via auto driver assignment and bonuses.
• Grew digital payment share 7% in a single quarter by integrating new fintech gateways (QR, pay-by-link) and digital payment promos and cashbacks.
• Streamlined cross-functional interventions by designing KPI dashboards utilized by Ops, Sales, and Finance leaders to monitor overall partner health.

Data Product Manager - Governor's Fellow at State Govt of Maharashtra (2019-10 – 2020-10)

Drove district-level transformation at Palghar, directly benefiting 3.5M citizens, as a distinguished Nationwide Fellow (selected Top 0.5%).

• Directed Health & COVID relief interventions by consolidating digitized field surveys & MIS data into a live GIS dashboard across 516 health facilities.
• Secured 11 MOUs and $300k to establish 46 care units and train 8,000+ personnel by co-founding a forum of 80+ NGOs and government officials.

Sr. Software Engineer at GoMechanic (2016-10 – 2019-09)

• Owned backend microservices for order intake, workshop assignment, and reporting, cutting task latency and improving marketplace reliability.
• Unlocked backend scalability to support rapidly changing business requirements by migrating the core database architecture to MongoDB.

Software Engineer at Barclays (2015-08 – 2016-09)

• Automated core banking services by building a Voice AI Chatbot POC featuring seamless Speech-to-Text and Text-to-Speech customer interactions.

MSIS in ML & AI – University of Washington - Foster School of Business (2026-06)

MBA in IT Management & Marketing – Indian School of Business (2022-05)

B.TECH in Computer Science – College of Engineering Pune (2015-05)