Yamini Sathpadi

Senior Financial Analyst with 5+ years of FP&A experience across Fortune 200 companies (Wells Fargo, The Cigna Group) and global technology services, delivering independent P&L analysis, business unit reporting, planning and forecasting, and deal profitability modeling. Owns business unit P&L analysis and interpretation, explains business trends, and translates complex financial data into decision-useful insights and recommendations for senior leadership and non-finance stakeholders. Skilled in planning and forecasting across P&L and balance-sheet drivers, executive reporting, and quarterly business reviews (QBR); expert in Advanced Excel (pivot tables, VLOOKUPs, Power Query), Power BI, Tableau, SQL, Python, Workday Adaptive Planning, Anaplan, Hyperion, and Oracle.

Proficient in deal analysis using return metrics (ROWC, ROI, payback) and cost-to-serve analysis; applies GAAP/SOX controls, works independently with minimal guidance, and mentors junior analysts. Master's in Business Analytics (Accounting), University of North Texas.

Financial Analyst (FP&A) - The Cigna Group - Austin, TX

(2025-06)

• Conduct independent P&L analysis and interpretation for the business unit, decomposing revenue, medical cost, SG&A, and claims reserves to explain business trends and drivers to Finance leadership and business partners.
• Produce business unit reports and executive FP&A reporting packages covering plan vs. actuals, risk-adjusted forecasts, and KPI dashboards; present monthly to VP-level senior leadership.
• Prepare executive meeting materials and quarterly business review (QBR) presentations for Medicare/Medicaid lines of business, representing financial results and insights to senior leadership.
• Build deal and profitability models using return-based metrics (ROWC, ROI, payback) and cost-to-serve analysis to assess capital allocation and value-based-care expansion opportunities, supporting $20M+ investment decisions and recommending more profitable alternatives.
• Own planning and forecasting across 4 business units, aligning P&L and balance-sheet drivers (headcount, vendor cost, benefit cost) within Workday Adaptive Planning.
• Automated P&L consolidation workflows with Power Query and SQL pipelines, reducing the financial close cycle by 3 days.
• Analyzed cost structures, utilization trends, and efficiency metrics, delivering variance narratives that translate complex financial data into decision-useful insights for non-finance leadership.
• Designed a gross-margin waterfall model connecting volume, mix, and pricing levers, adopted as the standard margin bridge template across FP&A.
• Applied GAAP and SOX-compliant controls throughout reporting and journal-entry processes, maintaining audit-ready documentation; partner with actuarial and underwriting teams to improve planning accuracy.

Financial Analyst (FP&A) - Wells Fargo - Dallas, TX

(2024-05 - 2025-06)

• Consolidated monthly P&L, balance sheet, and cash-flow data using Advanced Excel (pivot tables, VLOOKUPs, Power Query), supporting a smoother month-end close.
• Developed DCF, NPV, and ROI models to evaluate capital investments and deal economics, strengthening leadership's ability to prioritize high-value initiatives.
• Performed variance, trend, and scenario analysis across multiple functions; communicated spending patterns, risks, and cost-optimization opportunities in clear narratives for non-finance stakeholders.
• Designed interactive Power BI dashboards with real-time KPIs to enhance OPEX/CAPEX visibility and support executive decision-making and quarterly reviews.
• Automated reconciliation and reporting processes using Python, SQL, and standardized templates, improving data accuracy and reducing manual effort by 30%.
• Supported quarter-end and year-end closes with journal entries, reconciliations, and intercompany eliminations, ensuring GAAP and SOX compliance.
• Mentored junior analysts on SAP extraction, SQL querying, and Power BI/Tableau techniques, contributing to a 20% improvement in team efficiency.
• Supported migration of reporting workflows from Excel to Power BI and AWS Redshift, enabling reliable self-service analytics.

Financial Analyst - Cogniti Technologies - Bangalore, India

(2020-07 - 2023-08)

• Spearheaded annual budgeting and rolling forecast processes for three business units, achieving 95% forecast accuracy.
• Performed revenue, cost, and margin variance analysis across projects and geographies, identifying $2.4M in annual cost-optimization opportunities.
• Conducted project-level profitability and ROI analysis; increased gross margin by 6% through pricing adjustments and cost controls.
• Developed SQL-based data pipelines and reporting frameworks, reducing data aggregation time by 70%.
• Automated month-end reporting and KPI dashboards using Tableau, VBA, Power Query, and Python, improving close-cycle efficiency.
• Migrated legacy reporting to AWS Redshift and Power BI, reducing reporting latency from 24 hours to 30 minutes.
• Managed month-end close, board presentations, and ad-hoc analysis independently in a deadline-driven environment.

Master of Science - Business Analytics (Accounting) - University of North Texas (2025-05)

BBA - Accounting and Finance - Acharya Institute of Technology (2021-08)