Bongani Thononda

Admitted Attorney and experienced banking lawyer with over ten years' experience providing legal support within a large financial institution. Specialises in commercial contract drafting, negotiation, interpretation and payments-related legal advisory across retail and commercial banking environments. Proven expertise in supporting banking products and services including Payments, Merchant Acquiring, Card-based Products, Cash Management, Asset Finance, Lending and technology-enabled financial solutions.

Brings a strong working knowledge of South African banking and payments regulation, including SARB and the National Payment System, FSCA, PASA, POPIA, FICA, NCA, and CPA. Recognised for the ability to translate regulatory and contractual risk into practical, business-focused solutions.

Legal Advisor – Banking, Payments & Commercial Contracts at ABSA GROUP LIMITED (2015-04 – Present)

• Draft, review and negotiate a wide range of commercial and banking contracts.
• Provide legal support for payments-related products including card issuing, merchant acquiring, payment acceptance, fleet cards, and cash management.
• Advise on SARB, FSCA, POPIA, FICA, NCA and CPA compliance.

Legal Advisor at CLIENTELE INSURANCE (2014-02 – 2015-03)

• Provided legal advice on contractual and regulatory matters.
• Drafted contracts and ensured compliance with NCA and CPA.

Candidate Attorney at RIKHOTSO ATTORNEYS (2012-08 – 2014-02)

• Drafted pleadings, legal opinions and assisted in litigation and commercial matters.

Admitted Attorney – High Court of South Africa (2014)

LLB in Law – University of Venda (2011)

BA in Arts – University of the Witwatersrand (2006)