Elvis Makamu
Loan Originator
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About
I am confident in my ability to grow within a role, take on increased responsibilities, and foster strong working relationships with colleagues at all levels. My current employer has expressed a high level of satisfaction with both my work ethic and performance, and I am eager to bring the same dedication and results-driven approach to your organization. I hope you will consider my application favourably, recognizing both my enthusiasm and potential.
I would greatly appreciate the opportunity to further discuss how I can contribute to your team and would welcome the chance for an interview. Thank you for your time and consideration.
Experience
Loan Originator - BC Funding Solutions
(2023-04)
- Create application folders on the server, save documents in the folder, and file all documentation.
- Perform feasibility assessments, including Deeds Office search (Lightstone Reports) and loan-to-value calculations (Municipal valuation).
- Complete pre-approval documents review as per the checklist and draft proposals for saving on the server.
- Carry out project funding by preparing funding costing model calculations.
- Conduct levy funding by assessing debtors' age analysis and determining facilities.
- Send proposals and pre-approval checklists to the sales representatives and follow the credit committee protocol (loan application review, amortisation/repayment schedules, credit matrix, and affordability assessments).
- Create new loan statements, capture daily bank transactions, and update the monthly summary, debit order, nonperforming loan, monitoring, and collections reports.
- Monitor loans on an ongoing basis and assist with queries from sales representatives, managing agents, and the legal team.
- Manage the portal by creating community schemes, uploading valuation documents, and updating loan asset spreadsheets and loan statements.
- Periodically check all body corporates and source missing documents where required.
- Continuously ensure that documents saved to the server follow the correct format, update repayment/amortisation schedules, and maintain mailing lists.
- Create payment instructions and assist with ad-hoc requests and queries.
- Monthe-end Reporting: Summary loan Report. (Including FSPVs Reporting)
Bookkeeping - Hamon Health
(2022-01 - 2023-12)
- Record day to day financial transactions and complete the posting process.
- Verify that transactions are recorded in the correct day book, supplier's ledger, customer ledger and general ledger
- Process all SARS Returns
- Bio Monthly VAT Returns
- Monthly PAYE, UIF and Workmen's Compensation fund
- Monthly financial statements / Management Accounts.
- Process accounts receivable/payable and handle payroll in a timely manner
- Maintenance of general ledger
- Reconcile General Ledger
- Maintenance of general Journal
- Maintenance of fixed asset register
- Prepare file for audit
- Sort out queries
- Full Function of Debtors
- Full Function of Creditors
Call centre agent - Stratum Benefits
(2020-09 - 2020-12)
- Action all client request
- Handle client queries
- Handle client complaints
- Meet customer expectation
- Confirm benefits according to set protocols and funding rules
- Liaise with other internal departments to resolve queries on first contact
- Resolving a query on the initial contact
Bookkeeping - Ngonyi Cabling cc
(2015-01 - 2020-03)
- Record day to day financial transactions and complete the posting process.
- Verify that transactions are recorded in the correct day book, supplier's ledger, customer ledger and general ledger
- Process all SARS Returns
- Bio Monthly VAT Returns
- Monthly PAYE, UIF and Workmen's Compensation fund
- Monthly financial statements / Management Accounts.
- Process accounts receivable/payable and handle payroll in a timely manner
- Maintenance of general ledger
- Reconcile General Ledger
- Maintenance of general Journal
- Maintenance of fixed asset register
- Prepare file for audit
- Sort out queries
Bookkeeper - WA Davidson
(2009-02 - 2014-11)
- Maintaining the financial records for 6 major companies and 6 Provident and Pension Fund
- Bookkeeping to balance sheet
- Processing of cashbooks on Pastel
- Processing of petty cash on Pastel
- Processing of Fixed Assets on Pastel
- Maintenance of general ledger
- Reconcile General Ledger
- Maintenance of general Journal
- Reconcile and check journals
- Responsible for full creditors function
- Responsible for full debtors' function
- Prepare file for audit
- Assist with month-end and year-end
- Assist with audit process
Education
Certificate - Accounting - University of Cape Town (2025-01 - 2025-12)
Certificate - Practical Accounting - Dameline Business College (2005-01 - 2005-12)
B.com - Accounting - R.A.U (2002-01 - 2004-12)
Matric / Grade 12 Certificate - Vutlhari High School (2001-01 - 2001-12)
