Itumeleng Modikoe

Motivated Bachelor of Computing (Business Intelligence) final-year student and Junior Data Scientist with hands-on experience in data analytics, predictive modelling, credit risk analysis, and business intelligence. Skilled in SQL, Python, machine learning, database development, and data visualisation, with practical experience building risk models, scorecards, lead prioritisation solutions, and analytical reports to support data-driven decision-making. Strong analytical and problem-solving abilities, with experience working with large datasets, developing models using algorithms such as XGBoost and CatBoost, and translating complex data into actionable business insights.

Adaptable, detail-oriented, and committed to continuous learning and applying data science solutions to real-world business challenges.

Junior Data Scientist at Drive24 Pty Ltd (2025-12 – Present)

• Develop data-driven solutions for credit risk assessment, lead prioritisation, and portfolio performance analysis.
• Extract, clean, and analyse large datasets using SQL and Python to support business and risk decision-making.
• Develop predictive risk models using XGBoost and CatBoost to identify customer risk patterns and improve lead ranking.
• Build risk scorecards, scoring rules, and factor analysis frameworks using statistical techniques including WOE and Information Value.
• Create automated reports, dashboards, and data visualisations to provide stakeholders with actionable insights into client approvals and portfolio performance.

Bachelor of Computing in Business Intelligence – Belgium Campus iTversity (2023-01)

High School – RW Fick Senior Secondary School (2018-01 – 2022-12)