Keorapetse Modiselle

Senior Credit Risk professional with extensive banking experience in credit risk management, counterparty monitoring, portfolio risk assessment, and governance compliance. Experienced in developing risk mitigation strategies, managing high-risk portfolios, and aligning credit decisions with regulatory and organisational frameworks.

Credit Risk Manager Mid-Corp at Standard Bank South Africa (2012-10 – Present)

• Monitor internal and external counterparty risk factors
• Manage high-risk portfolios and maintain watchlists
• Recommend rehabilitation strategies and risk mitigation actions
• Compile credit risk committee schedules and reporting
• Ensure compliance with Group Credit Standards and policies
• Provide subject matter expertise on strategic risk projects
• Draft and review contractual agreements

CEM Home Loans & VAF at Standard Bank South Africa (2011-12 – 2012-09)

Credit Evaluations Manager (Card) at Diners Club SA (2009-04 – 2011-11)

MIS Officer at Diners Club SA (2008-08 – 2009-03)

Team Leader – Recoveries at Diners Club SA (2007-04 – 2008-07)

Business Analyst at ABSA (2005-04 – 2007-03)

Credit Clerk at ABSA (2004-04 – 2005-03)

Clerical Assistant at Local Municipality (2003-09 – 2004-03)

Bachelor of Commerce – University of the North (2000)

Certificate in Business Management – Graduate Institute of Management Technology (2005)

MBA – MANCOSA

Diploma in Risk Management