Lebone Moloi
Credit analyst/consultant
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About
I hold a BCom Accounting degree from the University of Johannesburg and am eager to begin my career in the accounting field. I'm currently working as a Credit Consultant at a bank, where I've gained valuable exposure to financial processes and client service. I'm looking for a role where I can apply the knowledge and skills I acquired during my undergraduate studies, while continuing to learn and grow professionally.
I am a committed and driven individual who is ready to take on new challenges and contribute meaningfully in any related role.
Experience
Credit Consultant at Discovery Bank (2024-09 – Present)
- Learn and apply credit vetting processes according to bank procedures under the guidance of seasoned professionals.
- Analyse financial data of various clients to assess creditworthiness of individuals.
- Collaborate with cross-functional teams to ensure accurate and timely credit assessments.
- Liaise with clients by taking direct and transfer calls to assist in servicing their credit/product related queries.
- Audit of credit assessors' assessment to ensure procedural standards were met.
- Advise clients on application outcomes or on documents required to complete applications.
- Approve, recommend limits and verify client applications in accordance with risk and affordability procedures, measures and organisational SOPs.
Education Assistant at Bethlehem Voortrekker High School (2020-12 – 2021-04)
- Supported classroom preparation and management of learning materials.
- Handed out books and materials, managed records, and helped with administration.
- Assisted with behavior management, learner support, and supervision during breaks.
Education
BCom in Accounting – University of Johannesburg (UJ) (2018 – 2021)