Lindy Lombard

Detail-oriented professional with over 10 years of experience in contract administration, warranty processing, and credit risk management. Proven ability to manage complex documentation, ensure accuracy in financial reconciliations, and foster strong stakeholder relationships. Possesses strong skills in MS Office and SAP, with a confident, proactive approach to anticipating issues.

Eager to leverage extensive experience in contract coordination and administration to support your establishment's operational efficiency.

Approvals Manager at NO. FINANCE CARS – VEHICLE RENT TO BUY (2025-11 – 2026-08)

• Attained consistent assessment of vehicle rent-to-buy applications, maintaining minimal bad debt.
• Fostered enhanced collaboration with sales consultants and branch managers across 12 branches, thereby improving operational efficiency.
• Contributed to the monthly target attainment for consultants and branch managers through strategic support.

ADMINISTRATOR - BRANCH SUPPORT at NO FINANCE CARS (2019-06 – 2025-11)

• Oversaw pre-approval processes for all leads submitted for car rental applications.
• Delivered comprehensive monthly reports to management detailing branch progress and target achievements.
• Facilitated essential support for sales staff and dealer principals.
• Managed contract coordination functions with a high degree of precision.
• Administered the efficient processing of spotter payments.
• Crafted client correspondence to ensure effective and clear communication.
• Led the monitoring and reporting of system issues to IT and management for prompt resolution.
• Approved petrol payments and conducted thorough monthly fuel reconciliations.
• Directed the training and performance monitoring of new sales consultants to enhance overall team capabilities.

Home Loans Consultant at OOBA Home Loans Mortgage Origination (2017-10 – 2019-05)

• Facilitated clear communication channels between clients, estate agents, and attorneys concerning bond applications.
• Oversaw the processing of home loan applications to verify client affordability and submitted findings to banks.
• Engaged in negotiations with banks to secure optimal benefits and competitive rates for applicants.
• Cultivated strong service levels and maintained robust partnerships with all stakeholders.

Credit Manager at ABSA-AVAF, Personal Sales Internal & Personal Sales Dealer (2007-08 – 2017-08)

• Managed the assessment of credit applications from sales partners, ensuring quality evaluations.
• Conducted thorough reviews of financial documents and bank statements for accuracy and completeness.
• Oversaw processes to maintain consistently low levels of bad debt on approved applications.
• Engaged with multiple departments to align business planning strategies effectively.

Deal Maker at ABSA-AVAF, PSI (Personal sales internal) & Dealer network (2006-08 – 2007-07)

• Assessed all sales-referred applications.
• Assisted Area Managers and Marketers with operational queries.
• Referred all appealed applications to the Credit Manager where merit was evident.
• Supported Marketers and Area Managers in reaching and exceeding set targets.

Team Leader / Dealmaker – Home Loans Processing Unit at ABSA TACC - Auckland Park (2003-08 – 2006-07)

• Orchestrated staff management initiatives to enhance team dynamics and boost productivity.
• Directed the resolution of management queries, streamlining operations and improving efficiency.
• Analysed key statistics for management to inform strategic decision-making.
• Implemented coaching programmes focused on key performance areas for comprehensive team development.
• Guaranteed the achievement of monthly targets through effective planning and execution.
• Monitored final approvals on home loan applications to ensure compliance and accuracy.
• Evaluated sales referral applications and led the restructuring of declined applications to maximise opportunities.

Check Clerk – Home Loans Registration at ABSA. Home Loans – Registrations HLAC - Kempton Park (1998-07 – 2003-07)

• Oversaw home loan registration payouts to enhance accuracy and ensure compliance.
• Optimised team workload distribution to improve operational efficiency.
• Validated and approved all payment requests to maintain financial integrity.
• Liaised with attorneys and mortgage centres to streamline critical processes.
• Assumed responsibilities of department manager during absences to ensure seamless operations.

Registration Clerk at ABSA. Home Loans – Registrations HLAC - Kempton Park (1996-11 – 1998-06)

• Facilitated the processing of bond registration instructions and guarantees.
• Supported communication flow with attorneys and mortgage centres.
• Assisted in payment management for bond registrations.

Valuation Clerk at ABSA Valuation Centre - Vereeniging (1994-05 – 1996-11)

• Assisted in the receipt and processing of valuation requests.
• Supported the distribution of workload among valuators.
• Communicated effectively with branches, valuators, and estate agents.
• Performed related administrative tasks as required.

Various at First National Bank (1992-01 – 1994-04)

• Assisted customers with teller and bulk teller services.
• Managed switchboard operations and directed calls efficiently.
• Addressed customer inquiries and provided essential information to clients.

Higher Diploma in Banking Credit Risk Management – Milpark Business School

Grade 12 in English, Afrikaans, Mathematics, Science, Accounting, Economics – Vaal High School - Vanderbijlpark