Medupe Seneke

Investment-focused financial professional with experience across development finance, deal screening, financial and commercial analysis, financial modelling, due diligence, business diagnostics and investment-report preparation. Currently an Investment Analyst within the Pre-Investment Unit at the National Empowerment Fund (NEF), with experience screening and assessing more than 400 prospective investment applications across diverse sectors. Responsible for evaluating business models, financial performance and projections, commercial and market viability, funding structures, capital requirements and key investment risks to determine bankability and readiness for progression to due diligence.

Experienced in developing financial models and projections, analysing cash flows and capital requirements, identifying key market, technical, financial and operational risks, engaging applicants and stakeholders, and translating analysis into clear investment recommendations and committee-ready reports. Holds a BCom in Accounting, a Postgraduate Diploma in Financial Management and strong Excel, financial-statement interpretation, research, presentation and stakeholder-management capability. Particularly suited to analytical roles spanning development finance, early-stage advisory, project evaluation, turnaround diagnostics, transaction support and corporate-finance analysis.

Investment Analyst at National Empowerment Fund (NEF) (2025-02 – Present)

• Screen and assess 400+ prospective investment applications, evaluating business plans, financial statements, management information, commercial viability, funding requirements, operational considerations and alignment with investment criteria
• Develop and review financial models incorporating historical performance, forecast income statements, cash flows and key assumptions to assess viability, affordability, funding requirements and prospective investment outcomes
• Perform financial and commercial analysis across revenue drivers, cost structures, profitability, working-capital requirements, cash-flow generation and key business risks, and translate findings into clear investment considerations
• Support financial and commercial due diligence on prospective and third-party investment opportunities, including information gathering, review of supporting documentation, risk identification and escalation of material issues
• Prepare and contribute to comprehensive investment assessment reports, recommendations, briefing materials and presentations for Investment Associates and internal decision-making forums
• Present viable investment opportunities to the Deal Review Forum, communicating financial performance, funding requirements, commercial considerations, key risks, assumptions and recommended next steps
• Engage directly with applicants, entrepreneurs and other stakeholders to obtain outstanding information, clarify financial and operational matters, test assumptions and support completion of investment assessments
• Assess business capability and investment readiness by reviewing operating models, market positioning, financial performance, management information and supporting evidence, highlighting gaps requiring mitigation or further diligence
• Support investment structuring analysis by assessing funding needs, cash-flow capacity, capital requirements and potential financing considerations within the context of the proposed investment
• Conduct collateral testing in accordance with IFRS 9 and GRAP 104, supporting assessment of asset values, security considerations and investment-related risk for audit purposes
• Collaborate with internal stakeholders and external service providers to consolidate investment information, coordinate deliverables and support third-party fund administration
• Maintain accurate assessment documentation and contribute to disciplined tracking of applications, information requirements, investment recommendations and supporting records
• Evaluate financial and operational information, identify key risks and commercial gaps, engage business owners for clarifications and formulate assessment recommendations
• Analyse underperformance, cash-flow pressure, debt capacity, asset/security values and financial sustainability as part of investment-risk and viability assessments; provide analytical inputs relevant to potential remedial or restructuring considerations
• Assess external funding applications, build project/investment financial models, analyse cash flows and funding requirements, identify project and implementation risks, and support evaluation of bankability and financial sustainability
• Work across applicants, investment professionals and service providers to gather information, track requirements, communicate risks and support timely completion of investment workstreams

Postgraduate Diploma in Financial Management in Financial Management – University of Johannesburg (2023)

Bachelor of Commerce in Accounting – University of Johannesburg (2019 – 2022)

Course in Artificial Intelligence – University of Johannesburg (2023-07 – 2023-07)

National Senior Certificate – Reddam House Waterfall, Johannesburg (2018)