Nazima Khalfe

Finance professional with extensive years of diverse experience spanning finance, operations, leadership, entrepreneurship, and audit. Served a SAICA Trainee Accountant contract at SNG Grant Thornton, delivering audits for major clients including Old Mutual Wealth, Vodacom, Auditor General SA, City of C/Town, WCED, Transnet, SANBI, and CPUT. Skilled in operational controls, financial reporting, and ERP systems, with a strong focus on integrating digital transformation into finance functions.

Analytical, adaptable, and driven, I thrive on ownership, accountability, and guiding teams to make informed decisions that ensure business growth. With extensive exposure across finance, retail, food, insurance, operations, government, and hospitality, I bring maturity, reliability, and commitment to continuous professional skills & development. Beyond my professional career, I actively contribute to community outreach initiatives, supporting charitable programmes for orphanages and disadvantaged communities through the distribution of food parcels to those in need.

Currently advancing in cloud computing and AI integration, hence reinforcing my ability to lead with energy, clarity, and collaboration in today’s digital business transformation.

WCED Reader/Scribe/ Prompter & Invigilator Facilitator (Certified) - St Georges Grammar School - Mowbray

(2025-10)

• Provide reader, scribe, and prompting support to learners with approved examination special needs accommodation assistance during exam sessions, ensuring equal access to assessments while maintaining accuracy, impartiality, and confidentiality.
• Invigilate examination sessions in compliance with school and examination board regulations, monitoring adherence to procedures, managing timing, and safeguarding assessment integrity for fair passing outcomes.
• Foster a supportive and distraction-free examination environment through effective communication, professionalism, and attention to detail when working with learners, educators, and examination officials.

WCED Reader/Scribe/ Prompter & Invigilator Facilitator (Certified) - Curro School - Foreshore

(2026-10)

Manager Operations - Eastern Express Foods - Cape Town, Western Cape

(2019-04 - 2024-01)

• Led day-to-day finance operations including budgeting support, cash flow monitoring, cost control, and management of accounts payable/receivable.
• Managed statutory compliance processes and ensured adherence to health & safety protocols through on-site visits.Prepared management reports and performed bank and cashbook reconciliations in Xero.
• Implemented internal controls, streamlined staff workflows to strengthen service delivery and mitigate risk of theft. Facilitated team building for customer service delivery.
• Processed monthly payroll via Instant Payroll, ensuring compliance with labour requirements.
• Supported operational functions including stock management, purchasing, and pricing decisions to safeguard margins, while facilitating staff training and team-building initiatives.

Accountant - PSG - Western National Insurance - Tygervalley, Western Cape

(2018-01 - 2018-11)

• Managed journals, importing/exporting transactions, and postings up to trial balance, ensuring accurate cost centre and company allocations including salvages and recoveries.
• Oversaw accounts payable/receivable, resolving suspense account items, validating invoices, authorising payments, and issuing unpaid letters for forced debit requests.
• Administered deposits, payments, and inter-account transfers, reconciling bank statements to cashbook balances and authorising electronic fund transfers.
• Processed daily claim payments, premiums, debit orders, and inter-company allocations, ensuring accurate allocation and compliance with insurance and reinsurance requirements.
• Directed payroll administration including monthly travel allowances for broker consultants, inter-company bonuses, and admin service fee invoices.
• Prepared and reconciled monthly broker commissions, referral/agent fees, supplier expenses, and purchase orders, uploading balance sheet reconciliations to SharePoint for management review.
• Utilized Tial and Integration Manager Software systems to download, process, and import monthly reports, enhancing reporting accuracy and efficiency.

SAICA Trainee Accountant – (South African Institute of Chartered Accountants Member) - SNG Grant Thornton - Century City, Western Cape

(2014-02 - 2017-03)

• Drafted system descriptions to evaluate internal controls and prepared AFS, management accounts, and board packs in compliance with IFRS, ISA, PFMA, and MFMA.
• Facilitated client engagement meetings in teams to define audit scope (APM), prepared minutes for Audit Committees, and presented findings with root cause analysis and recommendations.
• Conducted GAP analysis, risk assessments, and compliance reviews against company policies, legislation, and control matrices, supporting budgeting and forecasting accuracy.
• Performed audit procedures including revenue & payroll in safeguard cash flow management.
• Executed substantive testing and physical asset verification, including Section 31 Fund compliance testing, financial discipline reviews, and risk register updates.
• Documented tests of controls systematically, communicated results to management, and performed follow-up reviews on prior audits to ensure corrective actions and improved financial reporting efficiency. Delivered AOPOs (Audits on Predetermined Objectives) and compliance with Service Level Agreements (SLA.
• Utilized ERP systems (SAP & Sage 300) to enhance reconciliations, costing, and reporting, improving efficiency by 80% and supporting audit readiness.
• Reviewed, while contributing to cash flow forecasting and financial governance.

Financial Controller - Nila flex Textiles (PTY) Ltd - Athlone Industrial- Cape Town

(2013-04 - 2013-07)

• Implemented Pastel ERP to streamline costing, payroll, and stock control, improving reporting time by70%. Accuracy and audit readiness.
• Managed finance, cash flow oversight, repayment plans, and creditor/debtor reconciliations.
• Assisted with Woolworths distribution on goods despatched and invoiced accurately.
• Controlled CMT accounts, issues, and receipts, approving invoices for payment and maintaining importer creditor accounts, including SWIFT payments.
• Oversaw import purchases, shipping receipts of fabric at docks, and freight charges, ensuring timely and accurate processing.
• Supported audit finalization and preparation for auditors, compiling board packs for Director review and sign-off.
• Directed payroll administration and SARS submissions, while implementing Pastel software for costing, production, and stock control efficiency.
• Monitored stock control of purchase orders and reviewed royalty fees for franchisor costing.

BCompt - Accounting Sciences - Financial Accounting - UNISA (2025-02)

MATRIC - National Senior Certificate - Grade 12 - Rylands High School-Cape Town, Western Cape