Olebogeng Malao

As a strategic and results-driven Executive, I bring over 25 years of leadership experience to the table, with a proven track record in the mining, rail, and financial sectors. My expertise lies in driving growth and executing transformative strategies for businesses. I have successfully led multi-million-rand projects, significantly optimizing operational efficiency.

I excel in building high-performance teams and am deeply passionate about fostering innovation, enterprise development, and creating sustainable value.

Director / CEO - Oabile Investment Solution - Centurion

(2021-12)

• Grew company revenue from R0 to R37 million in 5 years through partnerships and market expansion.
• Negotiated long-term supply contracts with Kwanda Resources, Alurite and Envirocycle.
• Ensure the company adheres to legal, regulatory and ethical standards.
• Strategic planning and vision setting for company growth and market expansion.
• Financial oversight, including budgeting, forecasting, and ensuring fiscal responsibility.
• Overseeing operations to ensure efficiency, quality, and customer satisfaction
• Corporate governance and compliance adherence to protect company integrity
• Brand ambassadorship, representing the company at major events and in the media
• Continuous improvement initiatives to enhance systems, processes, and practices

Senior Manager: Business Performance - Transnet Freight Rail - Parktown

(2013-10 - 2021-11)

• Analyse current business performance in order to determine current trends in terms of key indicators of strategy execution in order to identify areas for intervention.
• Analyse the impact of changes in the external economic environment on strategy achievement to provide early warnings for implementation of mitigating strategies.
• Evaluate proposed benefits per initiative in order to provide an aggregated view of probabilities of target achievement, based on the identified initiatives.
• Project business performance based on current trends, potential macroeconomic influences, and initiatives launched to enable evaluation of the adequacy of initiatives in support of strategy execution.
• Coordination of processes for the compilation of annual performance plans with key measures & targets, and key performance indicators.
• Follow-up on matters arising / key decisions from EXCO; Results Management Office Committee and ensure timely implementation thereof.
• Coordinate Business Units performance reports to EXCO and its Committees, and to the Shareholder (Department of Public Enterprise) through Transnet Group.
• Led cross-functional teams to drive process improvements and optimize organizational productivity.

Portfolio Officer - Development Bank of Southern Africa (DBSA) - Midrand

(2009-08 - 2013-09)

• Develop and present project monitoring plans and reports to Credit Committees at DBSA.
• Contribute to OPSCO and CCC meetings, offering insights on project feasibility from a monitoring and implementation standpoint.
• Collaborate with Legal Services Group to inform the drafting of loan agreements, ensuring they are manageable and monitorable.
• Create checklists to align draft loan agreements with initial approvals, such as term sheets.
• Manage a diverse project portfolio across various economic sectors.
• Maintain a comprehensive diary of project milestones, fee collection, disbursement schedules, repayment dates, and required financial statements for effective monitoring.
• Work alongside GLS and Investment Officers to confirm fulfillment of conditions precedent before disbursement.
• Supervise disbursements and track post-investment progress.
• Monitor loan agreement covenants and obligations to ensure debtor compliance.
• Conduct regular client assessments to oversee adherence to legal agreements, corporate governance, and risk profiles.
• Analyze financial statements and investment reports to assess risk and return profiles.
• Implement asset allocation strategies in line with client risk tolerance and investment objectives.
• Prepare and present portfolio performance reviews and strategy proposals to stakeholders.
• Ensure compliance with industry regulations and ethical standards in all portfolio activities.

Senior Manager - Development Bank of Southern Africa (DBSA) - Midrand

(2009-08 - 2013-09)

• Conducted comprehensive business analysis to identify growth opportunities and areas for cost reduction.
• Managed the preparation and review of financial reports to ensure accuracy and provide insights.
• Collaborated with senior leadership to define key performance indicators and track organizational progress.
• Facilitated regular performance reviews, presenting findings and recommendations to stakeholders.
• Championed the adoption of new technologies to enhance business intelligence and reporting capabilities.
• Developed and implemented strategies to enhance business performance and profitability.
• Analyzed financial reports to identify trends and areas for cost reduction and revenue growth.
• Managed and optimized budget allocation to ensure alignment with strategic business objectives.
• Collaborated with senior leadership to define key performance indicators and set targets.

Transactional Manager - Rand Merchant Bank (RMB) - Sandton

(2007-11 - 2009-07)

• An integral part of the deal team from inception through implementation and management.
• Ensure that all supporting documentation is in place prior to transacting.
• Verification of commodity prices and exchange rates through Bloomberg system.
• Collating information on financial markets and macroeconomic environment.
• Development of indicators on financial markets liquidity.
• Perform purchase calculations and load the transactions on RMB's systems Perform sale calculations and load the transactions on RMB's systems.
• Ensure commodity pricing is correct - purchase and sale.
• Ensure that transactions are processed correctly on RMB's various systems.
• Ensure each transaction has a complete audit trail.
• Monitor the Finance Register to ensure compliance with cover ratio covenants (if applicable).
• Oversee daily transaction processing and ensure compliance with policies and regulations.
• Manage and mentor transactional team, fostering a culture of high performance and continuous improvement.
• Collaborate with cross-functional teams to streamline transactional processes and increase efficiency.
• Develop and implement transaction management strategies to minimize risk and optimize operational success.
• Monitor transactional workflows, identifying bottlenecks and implementing solutions to enhance productivity.
• Maintain accurate records of all transactions and prepare reports for senior management review.
• Stay abreast of industry trends and regulatory changes affecting transaction management.
• Handle complex transactions and provide guidance on transactional issues to team members.
• Ensure customer satisfaction by resolving transactional disputes and maintaining high service standards.
• Conduct regular audits of transactional activities to ensure accuracy and integrity of financial data.

Foreign Loans Officer - Industrial Development Corporation (IDC) - Sandton

(2003-07 - 2007-10)

• Review of legal agreements to ensure that financial implementation of transaction is consistent with legal and financial objectives of the transaction.
• Analysing terms and conditions of foreign loans. Manage Compliance to Agreement terms and other statutory requirements.
• Preparation of Loan Commitment Projections reports for future funding options. Compilations of repayment schedules compliant with agreement conditions.
• Management of CFC accounts and foreign exchange covers.
• Preparation of payment instructions, settlements on rollovers.
• Follow up arrears and defaults, adhering to IDC systems and internal control.
• Liaise with Lenders, mostly International Banks such as ADB in terms of disagreement and seek resolution.
• Arrange short term funding for Structured Trade Finance as and when required; MIS monthly and ad-hoc reports: completion of monthly meeting schedules and attending to all.
• Completion of Foreign Loans Reports to Department of Treasury's Asset and Liability Management Division and the Reserve Bank of South Africa.
• Responsible for accounting processing of foreign loans.
• Ensure compliance with regulatory standards and internal policies for foreign transactions.
• Collaborate with international banking partners to facilitate cross-border lending.
• Monitor foreign exchange rates and their impact on loan pricing and risk.
• Provide financial advice and support to clients seeking loans in foreign currencies.
• Develop and maintain relationships with foreign clients and stakeholders.
• Manage loan portfolio to ensure timely repayment and minimize default risks.
• Stay updated on global economic trends and their implications for foreign lending activities.

Techno Economic Advisor - Iskhus Power - Kempton Park

(2002-02 - 2003-05)

• Electricity bills verification.
• Conducting cost-benefit analysis for new technology implementations and upgrades.
• Liaison with municipal electricity departments and Eskom account executives. Electricity tariff or pricing analysis.
• Participating in workshops for the establishment of Regional Electricity Distributors (REDS).
• Attending to Regulatory issues in the Electricity Supply Industries.
• Evaluating economic viability of energy solutions within various industry sectors.
• Providing recommendations on policy and regulatory considerations for energy strategy adoption.

Trade Specialist - First National Bank (FNB) - Johannesburg

(2000-11 - 2002-01)

• Monitored international trade regulations and compliance requirements to ensure adherence.
• Managed logistics and supply chain operations for import/export activities to ensure timely delivery.
• Conducted detailed risk assessments on potential trade deals and investments.
• Collaborated with sales and marketing teams to align trade initiatives with business goals.
• Provided expert advice on currency exchange, trade finance, and payment methods.
• Prepared and presented trade reports and performance analyses to senior management.

Creditors - SGS South Africa

(1998-08 - 2000-10)

• Managed accounts payable and receivable, ensuring accurate and timely processing of invoices.
• Maintained financial records and reports, including monthly reconciliation of creditor statements.
• Negotiated payment terms with suppliers to optimize cash flow management.
• Processed payments and bank transfers, adhering to internal controls and financial policies.
• Resolved invoice discrepancies and handled queries from suppliers and internal departments.
• Prepared and issued purchase orders, monitoring expenditures against budget allocations.
• Conducted credit checks on new suppliers to assess creditworthiness and mitigate risk.
• Collaborated with procurement to ensure alignment of purchasing with financial obligations.
• Assisted with month-end and year-end closing procedures, including accruals and prepayments.
• Supported financial audits by providing documentation and explanations for creditor transactions.

Master of Science - Railway Operation Management - Glasgow Caldonian University (2021 - 2021)

B. Com (Honours) - Economics - University of South Africa (2010 - 2010)

B.Com - Economics and Business Economics - University of Limpopo (1997 - 1997)

Matric - Motswedi High School (1991 - 1991)