Udana Samarasekara

An articulate and quick thinking young person, who has a natural flare for being able to understand, evaluate, highlight key risk areas and make effective decisions. Learns quickly and works well in fast – paced changing environment. Enjoys working in teams and performs as an effective leader to achieve the targets by meeting deadlines.

I graduated from National School of Business Management, ACMA ,CGMA and MBA holder in University of West London.

Assistant Relationship Manager Credit Risk - DFCC Bank Plc

Analyzing financial reports and the credit worthiness of bank customers.

Auditing post disbursement of loans.

Preparing reports to the Bank's credit committee and Board Integrated Risk

Management Committee.

Performing customer profitability analysis on quarterly basis.

Preparing reports and assist CRO to complete reports on request.

Perform audits and find out loopholes in the credit system and recommend new initiatives to credit committee.

Executive Risk Management - Cargills Bank Ltd.

Monthly reporting Credit, Market KRI (Key risk indicators) for the Board level of the Bank.

Credit Underwriting for effective decision-making of approving authorities.

Conducting Credit and Market stress testing on quarterly and presented them in EIRMC

(Executive Integrated Risk Management Committee).

According with Basel 2, assist Chief Risk Officer to prepare ICAAP (Internal Capital Adequacy

Assessment Process) document on biannually, and sharing information of various credit stress cases in the Bank.

Hands on experience in Pre and Post evaluation Credit papers of Corporate, SME and Retail facilities.

Follow-up Post Disbursement Covenants lapses with Business Units.

Conducting monthly analysis of OD excesses, and carryout sample audit of TOD delegation authorities and submitting to BIRMC and EIRMC.

Assisting annually reviewing of Bank’s Credit Policy, Risk Scoring Sheet (Corporate, SME, retail),

Loan Risk Review Policy and submit for final review of the Board.

Preparing Board presentation for the Board meetings on behalf of CRO.

Complete and follow-up Central Bank audit concerns of the Risk Department and report them directly to CRO.

Implementing IFRS 9 changes to the PD (Probability of default) in Credit Risk Department.

Customer data and trend analysis of non performing loans and predict future customer behavior of the Bank Credit Portfolio.

-ACMA/CGMA

-MBA (UK) University of West London

• AAT passed finalist