Yousuf Ali

MBA Finance/MA Eco with 15 years Experience

Manager Operations & Accounts at Polska Fabryka Sportow(Poland Brand)/Al Hajeen Trading (2025-12 – Present)

Business Activity:Sports Flooring Construction and Padel Court Installations & trading Accounts Finance: Operations

• Preparing construction project account and reporting individual project profitability alongwith overall company profitability.
• Managing accounts receivable and followup on collections,hiring collection agencies for overseas customers
• Reviewing sales performance and budgeting the purchases and expenses based actual performance for past years.
• Performing product profitability analysis and reporting high margin products & recommending Management to take necessary measures.
• Managing SHORT TERM LOAN(STL) facility of 3.5 million with Rak Bank by meeting the commitments on time.
• Arranging for loan syndicate and refinancing at cheaper interest rates the existing loans through BEEHIVE.
• Introduced and worked on marketing campaign(showcase truck) from financing to productivity analysis.Did the marketing in Jumeirah and Marina areas for Hottub and its accessories.It increased sales by 5% for B2C customers.
• Managing accounts payable and scheduling the payment through online transfers and STLs.
• Sales contract drafting and finalizing while keeping the company interest protected and ensure the customer is treated fairly.
• Follow-up on customer orders with Sales Staff for closure of deals.
• Checking and planning inventory level for production.Wastage estimation
• Setting production time and confirming to Sales Depart for release of order.
• Checking for quality of paint (tennis padel courts ) and chemical viscosity.
• Warehousing and supervising proposal disposal of waste and keeping compliant with civil defense requirement.
• Planning manpower for production requirement and setting production time standards.
• Handling factory staff grievances and petty issues to keep the operations in smooth flow through clear communication of company policy.

Accounts Manager at Ecovar Trading (2024-07 – 2025-12)

Business Activity:Pesticide trader

• Preparing and filing the VAT after verifying the expenses and sales invoices and the credit notes and purchase return.
• Preparing accounts for external audit and coordinating for requirements.
• Planning corporate tax and effective filing to minimize the tax liability and avoiding the tax penalties by making legal framework for directors benefits and company documents i.e loan letters and etc.
• Approving sales order after verifying the price quoted in the range provided by Management.
• Verifying petty cash and preparing the summary for reimbursement.
• Creating cost centers and applying the relevant cost of staff /vehicle or departments.
• Advising Management on product selection decisions based on CVP analysis.
• Processing payrolls and taking in account the absences,fines deduction while verifying and adding the bonuses and increments and uploading the SIF file in Mashreq Bank portal.
• Processing payments for suppliers as per schedule through credit card/o nline transfers and cheques and keep all the documents ready as per audit compliance.

Finance Manager(UAE/KSA) at Al Hajeen Sports Equipment Trading LLC(Group of Compnies) (2023-04 – 2024-07)

Business Activity: Sports Construction/Trading of construction material(sports flooring) /Trading Hot tubs. Managing the team of 5:Assigning tasks,helping in resolving work differences, counselling and reporting to top Management Training and counselling---

• Preparing accounts for corporate tax filing keeping the compliances and aligning ledgers making fair records and advising for effective tax savings.
• Ratio analysis and recommending the management about the corrective action with respect to funds management and need of facilities from banks.
• Managing credit facility with Rak Bank for 2.5 million.Checking with bank comliances with respect to renewals and negotiating for enhancement and reduction for interest rates to lower the cost of financing imports.
• Project costing and allocation of expenses to the cost centers guiding the accounts staff through the procedure. Generating the project profitability report and analyzing for cost/profit and comparing different projects. Time usage analysis and allocation of labor costs and recommending for maximum profitable project.
• Supervising VAT filing and ensuring timely payments to avoid fines and penalties.
• Budgeting for Materials based on availability of credit facility and the cash.
• Imports and local purchase budgeting in cooperation from purchase department and inventory control.
• Recommending the Management the sales target based on revenue generating products which also helps in hiring the new staff.
• Follow-up with customers for payments and drafting settlement letter and sales contracts.
• Recommending the Management for the solutions in ZOHO books which can ease the work load and generate more accurate reports.
• Intercompany accounts reconciliation and settlement.
• Maintaining relations with overseas suppliers (China/Turkey/India) negotiating for credit terms and payments.
• ZOHO training to new staff in UAE / KSA and explaining the effective usage.
• Mentoring the subordinates with respect to treatment of intercompany accounts.
• Counselling and offering solutions to staff for work related problems.
• Ensuring the team goals are met and the work assigned are completed within the deadline.

Finance Manager at Shahab Ahmed General Trading LLC(Dubai) (2019-04 – 2023-03)

Business Activity: Frozen/Fresh food importer and local distributor Managing the team of 4:Assigning tasks,helping in resolving work differences, counselling and to Top Manag

• Managing banks facility for import financing of 5.5 million (RAK Bank and FAB).Planning the usage to optimize the interest cost and processing fees,applying for financing and extension using online portals, approval for new suppliers.
• Preparing budgets for import purchase and local purchase and communicating with department heads. Suggesting buying price to Management and setting selling price caps.
• Budgeting for operational expenses and keeping the system updated accordingly.
• Costing for individual products setting price caps for purchases and minimum order quantity.
• Recommending Management for corrective action for import/local purchase and suggesting best product mix combinations based on cost of imports/local purchase and gross margins.
• Preparing and verifying profit and loss and balance sheet. Liasing with auditors.
• Managing banks facility for import financing for 4 million (RAK Bank and FAB).Planning the usage,applying for financing and extension using online portals, approval for new suppliers.
• VAT Filing and resolving audit queries or discrepancies.
• Preparing cost and volume profit analysis reports. Recommending the volume based or high margin products to optimize the use of banks facility or available cash at bank.
• Maintaining fixed assets register and recommending on the disposal and acquisition of new assests.
• Presenting sales analytical reports; comparing the cost of salesman with the margin earned for company.
• Responsible for bringing the cost of operation down to maximize the profitability.
• Preparing feasibility reports for new setups by analyzing the expected sales and discounting the returns with Internal Rate to match the initial investments.
• Managing the personal accounts of Directors’ for salaries,loan repayments,interest,accommodation allowances,credit card repayments and other benefits.
• Reviewing the stocks position and recommending for safety stock or reorder level for smooth sales and delivery.
• Negotiating with foreign suppliers in acquiring import documents,payment terms and maintaining good communication.
• Reviewing and recommending staff benefits including insurance, leaves,increments and bonus

Not stated at A TO Z Services LLC (2013-06 – 2019-03)

Internal software: Tally ERP 9(Gold Edition)

• Computing break even for each services General Cleaning/Pest Control and Maids and presenting the break even in terms of sales in dirhams,minimum hours of services required,minimum square feet for pest control treatment.
• Project wise cost tracking for ALEC/Habtoor Leighton Group/Al Ghandi Constructions and other companies. Creating cost centers and representing the cost center breakup report.
• Interpreting the financial information and CVP analysis.
• VAT Filing,Complying and checking for VAT laws as per Federal Tax Authority guidelines.
• VAT analysis and estimation & maintaining tax records in soft copies and hard copies.
• Cash flow forecast and analysis.
• Monthly stock taking and reporting.
• Preparing the gratuities and annual leaves statement upon request from employees and getting approval from GM.
• Petty cash management.
• Creating cost centers to track the repair and maintenance cost for cars/fuel cost/project cost and employee benefits & cost over the service period.
• Creating groups and relating the subsidiary ledgers for group of companies and for VAT Filling(control account, input and output).
• Managed fixed assets using individual cost centers for assets.

General Accountant at Concord Plastics Industry LLC. (2012-06 – 2013-05)

Business Activity:UPVC pipe manufacturer and distributor Internal software: Tally ERP 9(Gold Edition)

• Preparing balance sheet, profit & loss account.
• Preparing & presenting executive report by analyzing the data from Tally software.
• Setting budgets for non-manufacturing expenses (operating expenses)
• Preparing expense, sales and purchase report.
• Analyzing material price and quantity variance, setting standards for wastage and cost controlling.

Cooperative Lecturer at Jinnah Government College for Boys. (2009-11 – 2012-02)

Courses taught: Principles of Accounting, Cost Accounting, Advanced Financial Accounting, Principles of Commerce, Business & Industrial Law and Banking & Finance.

• Reviewing course outline, Assessment & invigilation in final exams.

Accounts Officer at Dawlance Group of Companies (2005-02 – 2007-03)

Internal Software: Fox pro /Oracle 9i

• Bank accounts maintenance of upto14 branches with an average of 80 transactions per month per branch.
• Petty cash management of Rs.200000.Minimum level of cash set on the basis of transaction analysis.
• General journal entering & verifying bill of goods through GRN copy. Recording general expenses and assets of up to Rs.500000(H.O & Branch)
• Supplier account management by processing payment on time and reconciling the outstanding so as to ensure fair balance of creditors at time of audit.
• Check running finance markup, preparing daily funds movement report and assist in sales collection analysis.

MA in Economics; Comparative economic system & econometrics – University of Karachi

MBA in Finance; Investment portfolio Management/Investment Security Analysis/Corporate Finance/Managerial Accounting – Mohammad Ali Jinnah University

B.COM in Cost Accounting/Advanced Financial Accounting/Taxation Laws – University of Karachi