Harpreet Kaur

Detail-oriented Financial Services Professional with over 3 years of experience in regulated banking and wealth management environments. Proven expertise in Know Your Customer (KYC) documentation, due diligence, regulatory compliance (FINTRAC guidelines), and financial risk identification. Skilled in auditing client documentation for discrepancies, monitoring unusual transactions, and escalating compliance risks to protect institutional integrity.

Leveraging strong analytical and investigative capabilities to transition into dedicated Risk, Compliance, Credit analyst roles.

Financial Market & Risk Analyst (Day Trading) - Independent Market Research

(2025-10)

• Applied rigorous quantitative and qualitative analysis to monitor market conditions and evaluate financial asset behaviors.
• Implemented strict risk management frameworks, including positional sizing protocols, stop-loss metrics, and daily exposure limits to minimize portfolio risk.
• Maintained comprehensive trade logs and analytical journals to audit performance, identify execution gaps, and maintain operational discipline.

Member Experience Specialist & Customer Service Specialist - Prospera Credit Union - Coquitlam, BC

(2022-10 - 2023-12)

• Conducted Know Your Customer (KYC) reviews and client due diligence for personal and business accounts, ensuring full adherence to internal policies and FINTRAC regulations.
• Monitored and conducted high-volume financial transactions, including Electronic Funds Transfers (EFTs) and international wire transfers, for unusual activity and red flags.
• Identified document discrepancies, unverified source of funds, and compliance risks; documented evidence and escalated suspicious cases to internal AML/Risk departments.
• Facilitated complex account onboarding for personal and commercial clients, verifying legal documentation, corporate structures, and secondary beneficiary designations.
• Maintained strict confidentiality and privacy standards while handling sensitive financial records, identity verification documents, and credit applications.

Member Experience Specialist & Customer Service Specialist - Prospera Credit Union - Coquitlam, BC

(2024-08 - 2025-08)

• Conducted Know Your Customer (KYC) reviews and client due diligence for personal and business accounts, ensuring full adherence to internal policies and FINTRAC regulations.
• Monitored and conducted high-volume financial transactions, including Electronic Funds Transfers (EFTs) and international wire transfers, for unusual activity and red flags.
• Identified document discrepancies, unverified source of funds, and compliance risks; documented evidence and escalated suspicious cases to internal AML/Risk departments.
• Facilitated complex account onboarding for personal and commercial clients, verifying legal documentation, corporate structures, and secondary beneficiary designations.
• Maintained strict confidentiality and privacy standards while handling sensitive financial records, identity verification documents, and credit applications.

Wealth Planning Assistant - Prospera Credit Union - Surrey, BC

(2023-12 - 2024-08)

• Coordinated and executed annual KYC refresh reviews and Enhanced Due Diligence (EDD) updates for high-net-worth client accounts to satisfy regulatory requirements.
• Prepared and reviewed compliance documentation, including New Account Application Forms (NAAF), Letter of Directions, and Segregated Fund disclosures.
• Maintained client files to meet IIROC (now CIRO) regulatory standards, ensuring 100% file completeness and audit readiness.
• Served as a primary liaison between investment advisors, compliance officers, and third-party fund companies to resolve documentation errors and account discrepancies.

Master of Business Administration - Finance - University Canada West (2020-10 - 2022-04)

Bachelor of Commerce - Accounting & Finance - Panjab University (2016-07 - 2019-05)