Kathy Bowers

Proven leader with experience managing Commercial Relationship Managers and Small Business Advisors, driving productivity, sales performance, and loan portfolio growth.
Demonstrated success in commercial loan growth (loans & revenue) and operational efficiency, including reducing past-due annual reviews from 82% to 6%.
Strong credit judgment with delegated lending authority and a consistent focus on effective portfolio risk management.
Skilled in coaching, mentoring, and developing high-performing teams to enhance sales effectiveness, client relationships, and service quality.
In-depth knowledge of risk management, corporate lending policies, and regulatory compliance.
Excellent relationship-building, negotiation, and communication skills with a strong client-first mindset.
Proven ability to manage multiple priorities in fast-paced, results-driven environments.
Track record of collaborating with internal partners to drive business growth and profitability.
Clear and effective communicator, experienced in preparing reports, presentations, and client correspondence.
Accountable for delivering service excellence, consistently resolving client issues in a timely and professional manner.
Strong focus on client retention and providing sound financial advice based on experience and industry knowledge.
Active in building external relationships and supporting community engagement initiatives.

Work History ~ Banking Experience 30 years

Associate Vice President, Commercial Banking. Led a team of Relationship Managers and Small Business Advisors to enhance sales and credit skills.
Associated Director, Global Risk Management (Commercial Mid-Market Commercial Adjudicator) with 10-years of experience. Adjudication credit in various industries and markets.
Senior Relationship Manager, Commercial Banking with 5-years of experience.
Senior Personal Banking Manager with 7-years of experience.

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