Kathy Bowers

Seeking banking opportunities in Commercial Banking

• Proven leader with experience managing Commercial Relationship Managers and Small Business Advisors, driving productivity, sales performance, and loan portfolio growth.

• Demonstrated success in commercial loan growth (loans & revenue) and operational efficiency, including reducing past-due annual reviews from 82% to 6%.

• Strong credit judgment with delegated lending authority and a consistent focus on effective portfolio risk management.

• Skilled in coaching, mentoring, and developing high-performing teams to enhance sales effectiveness, client relationships, and service quality.

• In-depth knowledge of risk management, corporate lending policies, and regulatory compliance.

• Excellent relationship-building, negotiation, and communication skills with a strong client-first mindset.

• Proven ability to manage multiple priorities in fast-paced, results-driven environments.

• Track record of collaborating with internal partners to drive business growth and profitability.

• Clear and effective communicator, experienced in preparing reports, presentations, and client correspondence.

• Accountable for delivering service excellence, consistently resolving client issues in a timely and professional manner.

• Strong focus on client retention and providing sound financial advice based on experience and industry knowledge.

• Active in building external relationships and supporting community engagement initiatives.

• Associate Vice President, Commercial Banking. Led a team of Relationship Managers and Small Business Advisors to enhance sales and credit skills.

• Associated Director, Global Risk Management (Commercial Mid-Market Commercial Adjudicator) with 10-years of experience. Adjudication credit in various industries and markets.

• Senior Relationship Manager, Commercial Banking with 5-years of experience.

• Senior Personal Banking Manager with 7-years of experience.