Khandker Hasan

Experiences: 08 years' experience Anti- Money Laundering at Banking Sectors (President Choice, CIBC, AML Right source and Promontory –IBM Group).

Expertise: Transaction Monitoring, Enhanced Due Diligence (HREED), Sanction & name Screening, PEP, Investigation, Suspicious Transaction Reports (STR) writing, De-marketing, AML Investigation, In depth KYC, AML red flags/FINTRAC Indicators, Leadership & Team Management, Investigative Case Management, Risk Assessment & Mitigation, Financial Crime Prevention, Regulatory Compliance (FATF, OFAC, Fintrac, etc.)

Sr AML Investigator, FIU - PC Bank - Toronto, ON

(2024-12 - 2025-04)

• Manage a pod of AML Investigators and/or Analysts to oversee productivity and quality.
• Manage the coordination of audits and validation of corrected findings
• Reporting into the Engagement CAMLO/Manager and Partners, accountable for the day-to-day management of managed services projects, tracking and reporting productivity and quality targets.
• Provide technical expertise and operational support for Electronic Funds Transfer Reporting (EFTR) by analyzing transaction data, ensuring accurate and timely regulatory submissions, and maintaining compliance with reporting requirements.
• Support/help for managing the day-to-day investigative activities within the FIU regarding unusual transactions report.
• Review operational processes to identify improvements and mitigate risks
• Planning, conducting, and completing risk based investigations into matters referred to the Team, through the gathering, analysis.
• Oversee the completion of periodic, quarterly and/or annual reviews using client systems such as Verafin, FinScan, Oracle and other AML monitoring systems.
• Oversee enhanced due diligence activities such as open-source searches, negative media and/or name screening (World-Check, Lexis Nexis and other searching engines).
• Develop and execute AML reporting functions, producing consolidated or aggregated reports as required.
• Execute testing steps and identify key issues in compliance assessments
• Ensure the quality and client SLAs are always met as per client procedures.
• Responsible for reviewing the work product for several AML functions, including transaction monitoring and customer due diligence in accordance with SoFi internal policies and procedures

Sr AML Investigator, FIU - CIBC - Toronto, ON

(2022-07 - 2024-10)

• Conducting end-to-end investigations from the initial alert review to the filing of STRs to FINTRAC for the Post Demarket STR process.
• Assist timely and proactive advice and independent oversight of CIBC's compliance with applicable regulatory requirements.
• Identify and implement new processes, workflows, services, products, or applications to enhance operational efficiency.
• Monitor, assess, and manage risks associated with Money Service Business clients, ensuring compliance with regulatory requirements, internal policies, and anti–money laundering (AML) standards.
• Participate as a team member or Officer in Charge (OIC) for less complex audits to assess the design and operating effectiveness of model risk management and related controls. Ensure business activities comply with applicable regulations, internal policies, and procedures. Report findings and recommend improvements to enhance compliance and risk management.
• Responsible for liaising with businesses across the enterprise and accessing various internal systems, to obtain supporting information and/or documentation to support recommended investigation outcomes.
• Accountable for managing the day-to-day investigative activities within the EAML Group regarding unusual transactions or events received from CIBC Lines of Business, and for alerts generated by the AML Transaction Monitoring Systems that may be related to money laundering or terrorist financing.
• Conducts end-to-end audits on time, ensuring testing is adequate and aligned with audit objectives, scope, and overall opinion.
• Identify, review, and conduct enhanced due diligence on Politically Exposed Persons to mitigate corruption and bribery risks in accordance with regulatory and institutional policies.
• Independently conducting in-depth assessments of heightened risk cases associated with potential links to terrorist financing and jurisdictions with elevated risk profiles.
• Perform adverse media screening and analysis to detect potential reputational, financial, and compliance risks associated with customers, entities, and related parties

Sr AML Analyst, Case investigation - AML Right Source - Toronto, ON

(2020-09 - 2022-07)

• Support engagement managers in the reporting and regulatory validation phases
• Transaction monitoring of assigned accounts to assess potential suspicious activity on the account, such as money laundering.
• Reviewing case escalations and/or TRM alerts to assess the client activity against a pre-determined risk appetite and determines if the case/alert warrants further AML Investigation, Cease & Desist letters, Account Closure or Demarket while documenting the approach accordingly.
• Ensures audit findings are thoroughly evaluated and communicated in a timely manner, clearly outlining root causes, impacts, recommendations, and management action plans. Prepares high-quality, consistent audit reports with well-documented procedures and results. Monitors and tracks corrective actions to ensure timely resolution of identified issues.
• Performing Quality Check for the investigator's report according to FINTRAC guidelines (case evidence sheet for focal client entities all internal searches, Negative news searches, World check if required)
• Identify data anomalies as they relate to AML initiatives, AML/BSA regulations, and industry best practices for AML/BSA analysis.
• Assist other members of the Compliance Unit, data management efforts, and other company employees to maintain and implement the most effective means of meeting the company's AML and other transaction analysis and reporting requirements.
• Work effectively with multiple complex data sources and technical analytical tools/resources.
• Work and contribute in a team-oriented and collaborative environment to improve the analytical and reporting processes.
• Adhere to and comply with all applicable, federal and state laws, regulations and guidance, including those related to Anti-Money Laundering (i.e. Bank Secrecy Act, USA PATRIOT Act, etc.), as well as adhering to company policies and procedures and client requirements.

AML Analyst, Transaction Monitoring - Promontory Financial Group an IBM Company - Toronto, ON

(2018-06 - 2020-04)

• Experience to gather, analyze, organize, document and present information in a succinct and organized manner.
• Research skills to develop business intelligence on specific industries and business models. Knowledge of the Anti-Money Laundering and KYC policies and procedures.
• Engaging in AML compliance reviews, sanctions screening, transaction analysis, research, investigations, drafting of reports and procedural work in support of Promontory's clients.
• Risk Analysts and working to complete on average 1 case per day (end to end process), which may consist of the filing of disclosures to FINTRAC and/or submissions to the Client File Review Committee (comprised of Business Heads, Head of Compliance for a specific Region.
• Conduct reviews for Anti-Money Laundering (AML) alerts, basic Case Investigations, and Customer Due Diligence (CDD).
• Apply holistic view* into the investigation, attention must be paid not only to the red flags related to transaction but overall, to the customer and his/her account activity (incoming/outgoing transactions)
• Indicate the origin of the transfer/ country of destination when necessary.
• Review the customer's KYC and other relevant information mentioned to determine what typical behavior is for this customer.
• Evaluate if the activity makes financial sense, even if it is unusual; and also evaluate whether the KYC information makes sense.

Master of Business Administration (MBA) - Marketing - University of Pune

Bachelor of Commerce (Honors) - Business Accounting - Aligarh Muslim University

Certificate - Business Analysis - University of Toronto