AML Financial Crime Risk Investigative Analyst - Toronto Dominion Bank - Toronto
(2025-01)
- Investigate alerts generated by transaction monitoring systems, to assess potential suspicious activity on the account, such as money laundering. and prepare detailed investigative reports summarizing findings and recommending actions.
- Review transactions and alert activities for Money laundering activities, identifying red flag issues and escalating within AML framework for further investigation.
- Identify data anomalies as they relate to AML initiatives, AML/BSA regulations, and industry best practices for AML/BSA analysis.
- Perform risk assessments on identified transactions, considering factors such as transaction type, geographic location, and customer profile.
- Evaluate and conduct KYC, CDD, perform research, and articulate findings in a clear, concise manner that include relative supporting documents.
- Work effectively with multiple complex data sources and technical analytical tools/resources.
- Conduct in-depth analysis of transactional activity and patterns to detect and investigate unusual or suspicious activities.
- Assess and escalate identified risks, report to appropriate level/department for further action/investigaton.
- Support, risk identification, risk analysis and risk mitigation according to the regulatory requirements and industry / business goal standard methodologies.
- Prioritize and manage own workload in alignment with service and productivity requirements.
- Keep abreast of emerging issues, trends and evolving regulatory requirements; assess potential impacts.
AML Financial Crime Risk Investigative Analyst - BeachHead Inc. Professional Services
(2024-04 - 2025-01)
- Investigate alerts generated by transaction monitoring systems, to assess potential suspicious activity on the account, such as money laundering. and prepare detailed investigative reports summarizing findings and recommending actions.
- Review transactions and alert activities for Money laundering activities, identifying red flag issues and escalating within AML framework for further investigation.
- Identify data anomalies as they relate to AML initiatives, AML/BSA regulations, and industry best practices for AML/BSA analysis.
- Perform risk assessments on identified transactions, considering factors such as transaction type, geographic location, and customer profile.
- Evaluate and conduct KYC, CDD, perform research, and articulate findings in a clear, concise manner that include relative supporting documents.
- Work effectively with multiple complex data sources and technical analytical tools/resources.
- Conduct in-depth analysis of transactional activity and patterns to detect and investigate unusual or suspicious activities.
- Assess and escalate identified risks, report to appropriate level/department for further action/investigaton.
- Support, risk identification, risk analysis and risk mitigation according to the regulatory requirements and industry / business goal standard methodologies.
- Prioritize and manage own workload in alignment with service and productivity requirements.
- Keep abreast of emerging issues, trends and evolving regulatory requirements; assess potential impacts.
- Identify and manage risks, call out non-standard, high- risk transactions/activities as necessary.
- Participate fully as a member of a team, support a positive work environment.
AML Analyst - Iberbanco - Multi-Currency Commercial Payments - Toronto
(2022-02 - 2024-03)
- Audited and conducted enhanced transaction monitoring systems to detect and investigate suspicious activities, ensuring compliance with AML and FINTRAC regulations.
- Led and guided the on-boarding process for new clients, ensuring comprehensive KYC (Know Your Customer) procedures are followed.
- Conducted thorough Customer Due Diligence (CDD) assessments to evaluate and validate client information, particularly in the context of foreign exchange, money orders, money transfers, virtual currencies, card solutions, and payment services.
- Implemented Enhanced Due Diligence (EDD) protocols and risk analysis for higher-risk clients/activities, tailoring investigative approaches to specific business lines.
- Collaborated with cross-functional teams to develop and enforce AML policies, staying abreast of evolving regulatory requirements in the financial industry.
- Maintained effective business writing and verbal communication with executives and external stakeholders.
- Provided expertise and guidance on AML matters, conducting training sessions for staff to promote awareness and adherence to compliance standards.
AML Analyst - First Bank of Nigeria
(2018-11 - 2021-05)
- Timely execution of instructions received from AML Compliance Officer
- Performed process/ risk analysis and communicated appropriate risk mitigation to management.
- Assessed alerts for potential money laundering risks in the Bank.
- Identified high risk transactions anomalies and escalated as appropriate to the compliance officer.
- Identified and classified clients using Enhanced Due Diligence (EDD) reporting.
- Ensured timely identification and monitoring of suspicious activities and transactions.
- Start an investigation of suspicious or irregular activity using developed skills, such as: KYC, Spending patterns, geo-location, customer history, IP addresses and regularity of activity
- Reviewed and reported suspicious transactions not adhering with anti-money laundering regulatory requirements.
- Receive consultation calls/email as a subject matter of expert on an internal employee hotline from other lines of businesses and services which the bank offers.
- Capable of using analytical skill to make decisions on accounts with suspicious activity.
