Musa Bin Hamid

A newcomer to Canada and financial professional with over 10+ years of experience working in the Banking Industry in the areas of Banking Regulations, Supervision, Compliance, and Risk. Demonstrated strong analytical, problem-solving, critical thinking, time management and leadership skills in all roles assigned.

Deputy Director – Banking Supervision

State Bank of Pakistan – Karachi Pakistan Dec 2018 - Present

օ Identify red flags and determine unusual/suspicious activity

օ Conduct due diligence activities through World Check and others

օ Conduct AML and KYC reviews for various banks including, MCB Bank, Deutche Bank, Standard Chartered Bank, Meezan Bank among others

օ Assess compliance with applicable laws & regulations in the financial institutions;

օ Complete reports relating to Liquidity, Earnings, Capital Adequacy and management Quality as per the CAMELS Framework;

օ Present and discuss inspection observations / Issues highlighted with the Financial Institution's management;

օ Conduct Specialized Inspections engagements assigned based on Risk Based Supervisory Framework;

օ Provide comments and suggestions on different policy issues.

օ Project based inspections of regulatory violations.

օ AML/CFT investigations, Sanctions Screening, KYC/CDD, FATF guidelines inspections.

օ Customer Experience, Service Quality Inspections.

Assistant Director - Offsite Supervision and Enforcement

State Bank of Pakistan – Karachi Pakistan Jun 2013 – Nov 2018

օ Liaise between Financial Institutions and the Central Bank;

օ Enforce compliance of Rules and Regulations on Financial Institutions;

օ Penalize Financial Institutions for violations of relevant laws and statutes;

օ Rate Financial Institutions based on various metrics to gauge risk / stability / sustainability et al;

օ Exercise powers vested to Central Bank under the Banking Companies Ordinance 1962 and State Bank of Pakistan Act 1956;

օ Ensure stability of the financial system by proactive / preemptive supervision of Financial Institutions

Personal Financial Consultant – Consumer Banking

Standard Chartered Bank Pakistan Limited Oct 2012 – May 2013

օ Achieve set targets for developing assets and liabilities;

օ Increase the customer base of the Bank;

օ Develop business by prospecting potential customers and cross-sell opportunities;

օ Help and organize sales promotions in co- ordination with the Branch & other sale channels;

օ Ensure cost minimization/control environment;

օ Re-route and encourage customers to use ADCs;

օ Drive Know Your Customer, Reputation Risk, and Anti-Money Laundering Initiatives.

օ Develop a Risk Recognition and Compliance Culture in the branch.

օ Complete Satisfactory Audit Ratings for the Control Environment.

օ Prepare proper documentation for various types of Account Opening & Closure for all customers keeping error rate within acceptable level.

օ Assist the CM to ensure that branches maintain all the records that are auditable for good audit rating.

օ Assist CM to ensure the awareness of business continuity plan among the department.

օ Bachelors in Business Administration (Finance) - Institute of Business Administration, Karachi 2011

օ GCE A’ Levels – The City School Lahore 2007

օ GCE O’ Levels – The City School Lahore 2005