Ominder Jauhal

Client-focused financial services professional with hands-on experience in credit and risk analysis, portfolio management, and advisory relationship-building across banking, insurance, and real estate finance.

Background includes five years in retail and advisory banking at Scotiabank and Access Credit Union, plus experience structuring financing and capital allocation for a multi-project real estate development. Formal training in business administration and conflict resolution underpins a disciplined, needs-based approach to client relationships.

Commercial Account Executive at Galaxy Insurance Brokers Ltd / Coughlin Insurance Brokers (2026-02 – 2026-06)

• Conducted in-depth financial and risk assessments for a book of commercial and residential clients, structuring tailored solutions across property, liability, and specialty lines.
• Negotiated directly with carriers and underwriters to secure competitive, defensible terms, applying strong analytical and market-knowledge skills comparable to credit and lending negotiations.
• Conducted ongoing portfolio reviews and renewals, proactively identifying opportunities to deepen client relationships as needs evolved.

Project Manager at 7125519 Manitoba Ltd o/a G.O.J Developments (2024-01 – Present)

• Manage capital allocation and project financing across multiple residential development properties, working directly with investors and lenders to structure funding arrangements.
• Conduct financial analysis on project feasibility, including cost modelling, revenue projections, and return-on-investment assessments to support capital raise and lending discussions.
• Oversee timelines, budgets, contractor coordination, and regulatory compliance from ground-up, ensuring projects remain on budget and on schedule.

Personal Risk Advisor at Summit Commercial Solutions (2025-03 – 2025-12)

• Advised personal lines clients on coverage options aligned with individual risk profiles and financial circumstances, applying a needs-based advisory approach.
• Managed a renters' insurance program and property management partnerships, overseeing accurate placements and ongoing account relationship management.
• Built referral relationships and designed programs that created competitive differentiation within the property management sector.

Sales Development Representative at Summit Commercial Solutions (2024-04 – 2025-03)

• Generated and converted pipeline through consistent outreach, resulting in over $100,000 in new policy sales within the first year.
• Tracked all prospect and client activity in HubSpot CRM, maintaining accurate pipeline data and facilitating warm handoffs to senior advisors.

Business Development Consultant · Board Member Advisor at Royal Auto Recycling (2024-01 – Present)

• Analyze business performance data and market conditions to identify growth opportunities, inform strategic decisions, and present recommendations at the board level.
• Negotiate supply chain and buyer/supplier agreements, applying financial discipline to protect long-term margin and volume objectives.
• Drive business development across multiple markets, expanding revenue and opening new geographic markets through new client, supplier, and buyer relationships.

Operations Coordinator at Royal Auto Recycling (2023-03 – 2024-01)

• Managed full yard operations including vehicle intake, dismantling, parts inventory, and shipping while maintaining safety and environmental compliance standards.
• Collaborated with the logistics team to streamline shipping and delivery processes, reducing downtime and improving operational efficiency.

Senior Customer Experience Associate at Scotiabank (2021-05 – 2023-03)

• Built advisory relationships with clients navigating investments, insurance, pensions, and lending — analyzing financial profiles and presenting solutions aligned with risk tolerance, life stage, and regulatory standards.
• Conducted needs-based financial reviews for individual and small-business clients, recommending banking, lending, and investment products aligned with their goals and cash flow.
• Identified referral opportunities across mortgage, wealth, and commercial banking teams and mentored newer staff on client interactions, product knowledge, and compliance expectations.
• Maintained strict adherence to KYC, AML, and regulatory requirements throughout client onboarding and account servicing.

Service Advisor at Scotiabank (2019-12 – 2021-05)

• Handled high volumes of client transactions with accuracy, proactively introduced relevant banking products, and upheld strict confidentiality and fraud prevention protocols.
• Opened and maintained personal banking accounts, processing deposits, withdrawals, and account maintenance requests with a high degree of accuracy.
• Stayed current on evolving banking products, services, and regulatory changes, applying updated knowledge to deliver accurate and compliant service.
• Built rapport with clients to identify banking needs and connect them with the appropriate products or specialists.

Member Services Representative at Access Credit Union (2019-05 – 2019-12)

• Supported members across a full range of banking needs including account management, deposits, withdrawals, and account inquiries within a member-owned cooperative financial institution.
• Educated members on savings, lending, and investment products, and referred members to specialists for mortgages, loans, and wealth management.
• Processed day-to-day transactions and account maintenance requests accurately while maintaining member confidentiality and service standards.

B.B.A. in Business Administration – Finance & Management – The University of Winnipeg (2023-12)

B.A. in Conflict Resolution Studies – Mediation – The University of Winnipeg (2026-06)