I have more than 15 years’ experience in commercial & Business Banking with a very strong background in Business development, Credit structuring, Financial Analysis and Portfolio management with deep with a passion for fulfilling client needs.
My portfolio in commercial banking, cuts across clients in a variety of diversified industries i.e. Airline, Manufacturing, Automotive, Professional Services, Travels & Tours, Food and Beverages, construction, etc. delivering value-added financing solutions and advice in the areas of accounts, lending, and deposits and cash management etc.
I am a passionate, result-oriented, excellent communicator, problem-solver who understands how important it is to not only work hard in my role, but excel in a dynamic, collaborative, progressive, and high-performing team and also build a very strong profile in the community.
I have a consistent track record of achievement. For example, in my role as Senior Commercial Account Manager, I was recognized for achievinggrowth in my assigned portfolio by 50% far exceeding target. I also achieved the highest new client acquisition (25 top new commercial accounts) in the group.
Experience
Acquire, grow and deepen business opportunities leveraging various sales enablers which include; proposals/bids, presentation detailing the terms and conditions under which financial services are rendered to clients, such as costs or pricing, repayment method as well as collateral requirements. I also leverage COIs such as accountants/lawyers, Trade Advisors etc.
Managed key clients relationships based on knowledgeable advice that is aligned to the clients’ business objectives and lifecycle
Responsible for credit structuring and making recommendations in accordance with sound credit-granting principles and in compliance with Bank Policy & Procedures.
Worked collaboratively with internal partners to deepen relationships and grow the overall profitability of the portfolio.
Ability to take calculated risk to increase sales and ensure customer retention
Education
Bachelor of Engineering: Structural Engineering University of Benin - Benin City, Edo State Nigeria