Ravneet Brar
Residential Mortgage Funder
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About
Business Administration graduate with experience in mortgage lending, funding, financial services, accounting, and client service. Skilled in mortgage file management, financial document review, regulatory compliance, and stakeholder coordination. Strong relationship-building, communication, and organizational skills with experience in high-volume, deadline-driven environments.
Experience
Residential Mortgage Funder at First National Financial LP (2025-01 – Present)
- Managed residential mortgage files from instruction through funding and closing, ensuring all conditions and requirements were satisfied.
- Reviewed mortgage and legal documentation for accuracy, compliance, and alignment with lender commitment terms and policies.
- Coordinated with solicitors, Mortgage Underwriters, Managers, and Accounting to obtain documentation, resolve discrepancies, and facilitate timely funding.
- Verified mortgage approvals, lender and insurer requirements, solicitor details, and advance requests to ensure file accuracy.
- Maintained complete, organized, and up-to-date mortgage files while meeting strict turnaround times and closing deadlines.
- Provided team coverage during absences, managing additional workloads and working extended hours during high-volume periods to maintain service levels.
- Adhered to AML, regulatory, and company policies while managing multiple time-sensitive files in a high-volume environment.
Mortgage Broker at Clear Trust Mortgages (2022-01 – 2025-12)
- Assisted clients with residential and commercial mortgage financing based on their financial needs and goals.
- Analyzed income, credit, and financial documentation to assess mortgage eligibility and recommend suitable lending solutions.
- Prepared and submitted mortgage applications to lenders and managed files through the approval process.
- Explained mortgage products, rates, terms, and lender requirements to clients.
- Built and maintained relationships with clients, lenders, realtors, and referral partners.
- Generated new business through referrals, networking, and community engagement.
Food Safe Clerk at Fraser Health (2021-01 – 2025-12)
- Processed FoodSafe course registrations and documentation while consistently meeting one-week turnaround targets.
- Managed instructor applications, renewals, and program documentation to ensure accurate and timely processing.
- Prepared and distributed weekly certificates for FoodSafe Refresher, Open School, and MarketSafe programs.
- Responded to high-volume phone and email inquiries regarding certifications, course registration, bookings, and program requirements.
- Coordinated certificate reprints and mail-outs while maintaining accurate records.
- Completed revenue reconciliation and ensured accurate processing of program payments and financial records.
Central Intake Clerk at Fraser Health (2020-01 – Present)
- Managed a high volume of inbound Public Health inquiries and assessed client needs to determine appropriate services.
- Provided accurate information and directed clients to appropriate departments, programs, and resources.
- Delivered professional client service while handling sensitive, urgent, and challenging inquiries.
- De-escalated difficult interactions while maintaining patience, professionalism, and accuracy.
Accounting Clerk at dWell Property Management (2019-09 – 2019-12)
- Managed daily accounts payable and accounts receivable transactions.
- Recorded, reviewed, and processed invoices while maintaining accurate financial records.
- Assisted with monthly preparation of financial statements and reporting.
- Processed cheque deposits and supported general accounting operations.
Education
Bachelor of Business Administration – UBC (2022-12)
Bachelor of Business Administration – KPU (2021-12)