Vipanjot 77

Knowledgeable and client-focused Senior Financial Advisor with nearly four years of banking experience, progressing from Financial Advisor to Senior Financial Advisor. Experienced in financial planning, investments, GICs, registered accounts, lending solutions, and relationship management. Skilled at assessing client needs, providing tailored financial advice, executing complex financial transactions, and building long-term client relationships.

Recognized for professionalism, reliability, strong communication, and a commitment to delivering solutions aligned with client goals.

Senior Financial Advisor - Scotiabank - Cornwall, ON

(2025-12)

• Provide comprehensive financial advice by assessing clients' financial needs, goals, investment knowledge, and overall banking relationships.
• Build and deepen trusted client relationships through proactive outreach, personalized meetings, follow-ups, and ongoing financial reviews.
• Advise clients on investment and registered-account solutions, including GICs, TFSA, RRSP, LIRA, and mutual fund options, based on their objectives and risk/volatility preferences.
• Review existing investment holdings and portfolios, identify opportunities to improve alignment with client goals, and recommend suitable solutions.
• Support lending and mortgage needs, including mortgage renewals, refinancing, equity-based lending solutions, and related financial discussions.
• Complete investment transactions and account servicing accurately while ensuring documentation, signatures, and internal processes are properly followed.
• Collaborate with internal partners and make appropriate referrals to wealth and specialized banking teams when clients' needs require additional expertise.
• Maintain detailed client records and ensure client profiles, investment knowledge, and required documentation are current and accurate.
• Deliver high-quality service while balancing client needs, regulatory requirements, risk considerations, and business objectives.

Financial Advisor - Scotiabank - Cornwall, ON

(2022-09 - 2025-11)

• Engaged proactively with clients to identify banking, investment, and financial planning needs.
• Recommended financial products and solutions aligned with client goals, needs, and circumstances.
• Executed investment and registered-account transactions accurately and maintained strong attention to detail.
• Managed client relationships through calls, meetings, follow-ups, and regular financial reviews.
• Supported GIC renewals, TFSA and RRSP servicing, investment reviews, mortgage renewals, and other day-to-day financial needs.
• Provided exceptional service across a full range of financial transactions while maintaining professionalism and confidentiality.

Payments and Rewards Sales Representative - PC Financial - Cornwall, ON

(2022-02 - 2022-08)

• Assisted customers with financial product inquiries and applications.
• Recommended suitable solutions based on client needs and goals.
• Followed up after sales to ensure satisfaction and support retention.
• Maintained accurate client records and promoted rewards programs.

Retail Supervisor - Petro Canada - Cornwall, ON

(2018-06 - 2022-02)

• Supervised daily operations, ensuring quality service and efficiency.
• Handled customer concerns and resolved issues promptly.
• Managed inventory, cash balancing, and staff scheduling.
• Trained and evaluated employees to enhance performance and compliance.
• Implemented procedures to improve sales and operational results.

Food Service Supervisor - Subway - Cornwall, ON

(2021-03 - 2021-08)

• Oversaw food preparation, sanitation, and safety practices.
• Trained staff in customer service and operational procedures.
• Balanced daily cash receipts and monitored food inventory.
• Resolved customer complaints and maintained service standards.

Retail Store Representative - Petro Canada - Cornwall, ON

(2018-06 - 2020-05)

• Provided excellent customer service by greeting and assisting customers with purchases.
• Operated cash register, handled payments, and maintained accurate cash balances.
• Monitored inventory levels and restocked shelves to ensure product availability.
• Maintained cleanliness and organization of the store, including displays and counters.

Diploma - General Arts and Science - St. Lawrence College (2020-04)

High School - Applied Mathematical Sciences - Jesus Saviours' School (2017-03)