Alaa Helal

Handle day-to-day operations for Sukuk and Securitization issuances, including investments in Treasury Bills and time deposits, cash flows, settlements, and related transactions. Execute and follow up on daily Early Injection and Injection transactions and related fund transfers for Sukuk issuances. Follow up on Sukuk installment repayments, ensuring timely settlement in line with maturity dates.

Debt Capital Markets — Sukuk & Securitization Operations at Contact Holding (2025-09 – Present)

• Handle day-to-day operations for Sukuk and Securitization issuances, including investments in Treasury Bills and time deposits, cash flows, settlements, and related transactions.
• Execute and follow up on daily Early Injection and Injection transactions and related fund transfers for Sukuk issuances.
• Follow up on Sukuk installment repayments, ensuring timely settlement in line with maturity dates.
• Prepare and calculate Sukuk coupons, including actual month-end calculations and projected calculations at the start of the following month.
• Prepare and calculate Securitization coupons in accordance with the terms and calculation methodology of each issuance.
• Follow up on coupon payments and scheduled maturities for Sukuk and Securitization issuances, ensuring accurate and timely settlement.
• Prepare and follow up on performance reports for Sukuk and Securitization issuances.
• Prepare monthly Present Value (PV) calculations and projections for Sukuk issuances.
• Calculate monthly fees and commissions related to Sukuk and Securitization issuances and follow up on related settlements.
• Follow up on insurance policy payments related to Sukuk issuances and execute the required fund transfers.
• Manage Default Service Accounts, including balance reductions and related ratios in accordance with each issuance's requirements.
• Prepare Securitized Assets Quality Reports and coordinate the required information with the Financial Regulatory Authority (FRA), bondholders, bondholders' representatives, and credit rating agencies.
• Prepare and submit regulatory reports related to Sukuk and Securitization issuances to the FRA.
• Prepare and follow up on cash flow reports for Sukuk and Securitization issuances.
• Perform daily reconciliations of issuance-related transactions, ensuring the accuracy of movements, settlements, and outstanding balances.
• Record and review accounting transactions related to the company and to Sukuk and Securitization issuances.
• Record and handle investments, bank deposits, Treasury Bills, fund transfers, and issuance-related settlements.
• Record and review company expenses and expenses attributable to Sukuk issuances.
• Prepare and review account reconciliations related to issuances, ensuring the accuracy of accounting balances.
• Prepare and review the Trial Balance, including analysis of account balances and movements.
• Assist in preparing and reviewing the company's financial statements.
• Handle accounts, expenses, accruals, and other financial obligations, ensuring accurate accounting recognition and classification.
• Coordinate with the Internal Controller and Internal Audit teams regarding accounting transactions, reconciliations, and supporting schedules.
• Coordinate with the External Auditor, providing required financial data, supporting documentation, reconciliations, and analysis.
• Support the preparation of financial and regulatory reports, ensuring the accuracy and consistency of reported financial information.

Senior Accountant at Misr for Sukuk (a member of Banque Misr Group) (2023-09 – 2025-09)

• Monitor the company's bank liquidity and resolve issues with partner banks.
• Compile monthly bank statements.
• Prepare journal entries, financial statements, and asset adjustment entries.
• Ensure the accuracy of financial information and review financial statements.
• Review key balance sheet items and the General Ledger.
• Manage the company's treasury and perform daily reconciliations.
• Prepare complete sets of financial statements with related notes.
• Prepare tax forms, including income tax returns, deduction forms, and addition forms.
• Work proficiently with the electronic invoice (e-invoice) system.
• Maintain a professional and positive relationship with clients.
• Ensure the preparation and submission of accurate monthly reports to the relevant authorities, reflecting the company's financial and operational status.
• Invest surplus cash in Treasury Bills or term deposits, negotiating rates in line with the Central Bank of Egypt's declared interest rates.
• Provide investors with accurate and comprehensive monthly reports, reinforcing transparency and confidence in the company's performance and strategy.

Senior Accountant at El Taamir Securitization (2022-03 – 2023-09)

• Assist with the documentation and undertakings required by regulatory authorities, including the Financial Regulatory Authority (FRA), the Egyptian Exchange (EGX), and Misr for Central Clearing, Depository and Registry (MCDR).
• Prepare and calculate Securitization coupons in accordance with the terms and calculation methodology of each issuance.
• Manage the securitization portfolios assigned to the company and follow up daily on securitization accounts held with custodian banks.
• Invest surplus cash receipts in Treasury Bills or term deposits, negotiating rates until reaching the interest rate declared by the Central Bank of Egypt.
• Prepare disbursement forms for due coupons and submit them to the relevant authorities, including MCDR, EGX, and the FRA.
• Prepare required reports for the credit rating agency (Meris) and for senior management.
• Prepare status reports on outstanding issues, shortages, arrears, and the legal procedures followed.
• Post daily journal entries for each portfolio separately from the company's accounts to maintain clarity in the financial statements.
• Monitor the company's bank liquidity and resolve issues with partner banks.
• Compile monthly bank statements.
• Prepare journal entries and financial statements and assist in adjustment entries.
• Prepare complete sets of financial statements with related notes.
• Review key balance sheet items and the General Ledger.
• Ensure the accuracy of financial information and review financial statements.
• Maintain a professional and positive relationship with clients.

Accountant at Hospital (NICU Department) (2017-03 – 2020-07)

• Prepare journal entries and financial statements and assist in adjustment entries.
• Prepare and process electronic invoices (e-invoices).
• Analyze all invoices sent and received through the portal.
• Build long-lasting client relationships by understanding their needs and supporting business development.

Bachelor of Commerce in Accounting – Al-Azhar University (2016 – 2020)