Simon Peterson

BI / BA / Product Owner with 6+ years in FinTech. Delivered lending products across European markets, including architecting and driving a Spanish MVP from concept to UAT in six months. Proficient in BPMN process mapping, KYC/AML and GDPR compliance automation, API ecosystem integration, and Agile backlog ownership.

Brings functional depth and cross-team coordination across Legal, Design, and Engineering in greenfield and modernization programmes. Multilingual (EN / RU / FI / ES) and immediately available.

Product Owner / Business Analyst at Blue Finance Group (2022-11 – 2024-03)

FinTech Online Consumer Lending · 4 European Markets

• Owned Agile backlog management and roadmap planning across 4 markets, ensuring technical execution aligned with high-level business goals.
• Automated a platform-level GDPR compliance service tailored to local legal interpretations across 4 markets, eliminating manual overhead and regulatory exposure.
• Averted significant regulatory fines by designing a Finnish Tax reporting system under a hard 4-month deadline; resolved complex edge cases through data reconciliation across legacy systems.
• Redesigned B2C and B2B lending workflows across 4 markets, balancing local feature requirements with a unified global product strategy.
• Mapped API-driven workflows for KYC/AML, credit scoring, and PSD2 integrations, streamlining automated decisioning pipelines.
• Designed lead recovery flows with pre-fill and re-entry logic for abandoned applications, improving conversion rates.

Business Analyst at Blue Finance Ibérica SL (2019-09 – 2021-08)

FinTech Online Consumer Lending · Spanish Market Greenfield Launch

• Conducted market and feature research, defined MVP scope, and delivered the full BRD and BPMN documentation for a Spanish consumer lending product — launched in 6 months.
• Engineered a pre-decisioning layer with 35+ automated rules to filter applicants before core banking entry, cutting API and processing costs.
• Integrated API ecosystem for KYC/AML providers, credit bureaus, payment gateways, and collections to fully automate the loan lifecycle.
• Designed automated repayment logic with conditional retry flows based on payment provider API responses.
• Drove cross-functional unblocking across Legal, Design, and Dev teams; acted as functional source of truth and led final UAT cycles.

Business Intelligence Analyst at Ferratum Global (2011-06 – 2013-10)

FinTech Online Consumer Lending · 18 European and APAC Markets

• Queried MySQL databases to analyse customer and financial data, producing BI reports to support commercial decisions.
• Conducted market research for product expansion opportunities; developed customer targeting strategies and improved marketing campaign effectiveness.
• Delivered BBA research project on new product entry into the Spanish market (while enrolled at Haaga-Helia).

Business Operations Manager at MONOCOSMOS Ltd (2016-09 – 2018-08)

MarTech Lead Generation Platform

• Managed day-to-day operations and strategic planning, including product strategy and stakeholder management.
• Conducted market entrance research for Spain, delivering competitive analysis and strategic planning for two client companies.
• Oversaw GDPR compliance preparation of IT infrastructure and contributed to frontend and backend development projects.

Managing Director at KhreliX Design Oy (2013-10 – 2016-06)

Luxury Automotive Products

• Managed full company operations: administration, marketing, supplier sourcing, and production.

BSc in Business Administration (Marketing) – Haaga-Helia UAS (2016 – 2019)

Credits in Business Administration – Open University (2010 – 2011)