Fadugba Ayodele

Financial crime, AML/KYC and fraud operations professional with experience across fintech, remittance, banking, onboarding, sanctions screening, transaction monitoring, fraud investigations and chargeback operations. Skilled in identifying fraud typologies, analysing behavioural and transactional patterns, supporting CDD/EDD controls, and improving risk workflows in high-risk payment and customer environments. Brings strong hands-on exposure to financial crime controls, operational risk, reporting, Excel, SQL, APIs and AI-assisted automation, with a clear trajectory toward AML compliance management, Financial Crime Manager and Deputy MLRO/DMLRO responsibilities.

Fraud & Compliance Analyst - Taptap Send UK

(2024-04)

• Conduct fraud and financial crime investigations across APP fraud, mule activity, account takeover, organised CNP fraud and third-party fraud scenarios within remittance operations.
• Analyse transactional and behavioural patterns to identify emerging fraud typologies, suspicious activity indicators and control gaps requiring operational response.
• Support fraud prevention and financial crime control strategies aligned with revenue protection, operational efficiency and customer experience objectives.
• Contribute to fraud risk assessments and operational readiness work for new product launches, process changes and risk-control enhancements.
• Use risk-intelligence and screening platforms including Sift, Experian, Salv, Factiva and Dun & Bradstreet to support investigation and due diligence activity.

Mandate Change & Onboarding Advisor - Barclays

(2023-10 - 2024-04)

• Supported customer onboarding and mandate change processes while maintaining compliance with internal controls, operational standards and regulatory requirements.
• Contributed to process-improvement initiatives that improved onboarding efficiency and reduced operational error risk.
• Worked with cross-functional teams to identify workflow inefficiencies, strengthen controls and support operational enhancements across onboarding activity.

Client Service Advisor - KYC (Part-Time) - DeRight Limited UK

(2021-09 - 2023-10)

• Conducted KYC and customer due diligence checks to support AML and financial crime compliance requirements.
• Monitored customer transactions and account activity for indicators of suspicious activity and financial crime risk.
• Assisted with training and knowledge-sharing initiatives relating to KYC standards, customer due diligence and compliance procedures.

Sales & Payments Compliance Officer - HEINEKEN

(2011-08 - 2021-09)

• Supported compliance and risk-management initiatives across sales and payment operations, with focus on controls, process discipline and financial risk reduction.
• Assisted in implementing internal controls and compliance procedures to reduce operational and financial risk exposure.
• Participated in AML-related compliance activity, including policy implementation, risk mitigation processes and payment-control support.

Insurance Advisor - Royal Exchange Plc

(2008-09 - 2011-08)

• Provided customer-focused insurance advisory services and supported client portfolio growth.
• Conducted risk assessments and assisted customers with suitable insurance solutions based on individual requirements.

MSc - Finance - Manchester Metropolitan University

BSc - Banking & Finance - Bowen University