Harjinder Toor

FCCA-qualified senior finance professional

Talent

Newport, ShropshireMember since September 15, 2026

Delivering operational changeMaximising efficiencies within the team and the groupAnalysis, manipulation and communication of complex business-critical dataPlanning and organisational skillsPresentational skillsFinancial business partneringPerformance reportingManagement accountingBudgeting and forecastingCashflow managementTeam management

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About

A FCCA-qualified senior finance professional with extensive experience across social housing, asset management, treasury, business partnering and management accounting. Proven ability to support executive teams through robust financial planning, forecasting, performance reporting and strategic decision-making. Recognised for building strong stakeholder relationships, improving financial controls, enhancing reporting processes and delivering meaningful business insight.

Experience

Finance Business Partner (Asset Management) - ONWARD HOUSING - Liverpool

(2018-09)

The provision of a comprehensive financial business partnering service to the property teams.

Provide strategic financial business partnering support to Asset Management and Property Services teams across significant operational and capital budgets. The 'first contact' person for financial guidance and queries.
Produce monthly management reports, forecasts and variance analysis to support informed decision-making and financial accountability.
Lead financial oversight of major repairs and gas servicing contracts, monitoring value for money and contract performance.
Supported implementation of a new fixed asset accounting system, strengthening financial controls and data integrity.
Sharing timely and relevant information with key stakeholders in relation to business planning.
Contributing financial support on operational regeneration/di-vestment projects through robust financial analysis of assets.

Finance Business Partner (Commercial, Development, Corporate Directorates) - YOUR HOUSING GROUP - Warrington

(2015-09 - 2018-07)

The provision of a comprehensive financial business partnering service to the commercial, development and corporate directorates.

Partnered with directors and senior managers to improve operational and financial performance.
Delivered option appraisals, risk assessments and financial modelling to support investment decisions.
Managed budgeting and forecasting processes and challenged stakeholders to identify efficiencies.
Identified financial risks and developed mitigation plans to support delivery of business objectives.
Improved management information and KPI reporting within the in-house repairs operation

Finance Manager - WALSALL HOUSING GROUP LTD - Walsall

(2003-11 - 2015-08)

The provision and development of a customer focused financial and management accounting service to various levels of the organisation. Financial portfolio responsibilities for Treasury, Payroll and Asset Management activities.

Delivery of accurate and timely financial reports including monthly management accounts and assist in the production of the statutory accounts for the Group.
Provision of detailed analytical information and financial advice to front line teams.
Input into the organisations business planning and review of assumptions in the business plan.
Providing relevant and reliable business planning and business review advice to various Directors in order to achieve organisational goals.
To support senior managers in achieving operational targets through providing clear and concise financial and budgetary information through timely reports and regular review meetings.
Responsible for transactional and operational treasury activities. Short and medium-term cashflow management and monitoring of loan facility.
Commentary on monthly business reports and forecasting the impact and evaluation of proposed changes or options.
Extensively involved in the development and implementation of financial packages to improve user-friendliness of financial, budgetary and management accounting reports.
Team management responsibilities:- 1 x Accountant (Asset Management directorate); 1 x Treasury Assistant Accountant; 2 x Finance Officer

Service Delivery Accountant (Development & Property Services) - Bromford Housing Group

(1997-01 - 2003-12)

Provided financial support for development and property services, including budgeting, forecasting, business planning, capital programme monitoring, regulatory reporting and finance system implementation.

Finance Officer (Capital Accounts) - Places for People

(1994-01 - 1997-12)

Responsible for financial control of housing development projects including budgeting, forecasting, cashflow management and management accounting support.