Mikey Sa

A highly skilled sanctions screening analyst with experience in the financial AML sector. A committed, result-orientated and self-motivated individual with a keen eye for detail, strong problem solving and communication skills. Able to work effectively under pressure by utilising time management, and organisational skills. Easily grasps new concepts and processes. Adaptable with a positive approach to change.

Financial Crime Control & Escalation Team / Payment screening team - Santander - Milton Keynes

(2016-03 - 2026-03)

• Reviewing escalated alerted payments for potential Sanctions links for retail and corporate clients & approving or rejecting payment releases.
• Escalating potential sanctions risks or potential financial crime risks outside of the screening process to relevant senior colleagues / Policy team.
• Reviewing payments and making risk based decisions. Looking at a wide aspect of sanctions from Russian, Cuba, Sudan, Iran sanctions.
• Completing QC four eye checks making sure all payments are clear from sanctions
• Completing AML checks and raising suspicious activity reports where required.
• Research, analyse and investigate high risk customer EDD files
• Performing negative media scan using tools such as the internet search engines and lexisnexis.
• Make recommendations for closing customer accounts/relationships based on investigation mitigating risk.
• AML tools include Norkom/ Worldcheck and various case management tools

PEPs Screening Analyst – Level 3 / Team Leader - Financial Crime - RBS - London

(2014-03 - 2016-01)

• Lead and develop team of analysts conducting L3 PEP screening activity on behalf of CPB and Business Banking
• Engagement with AML Operations and Group Services to represent CPB interests in relation to PEP screening; review and consider end to end processes, provide input for CPB on incidents and identifying risk and managing activity to address those risks
• Maintenance of MI and SLAs, conduct regular AYIC testing for analyst team
• Continue oversight of PEP policy, maintenance of FAQs on PEP discounting alerts. Support review of PEP alerts if / when required
• Assisting in the production of management reports
• Reconciliation and MI reporting
• Experience of using systems and tools to support customer investigations
• Experience in using Core systems, GCS, TSYS, Fircosoft, KYC Tool, Back Office, etc

Sanctions Screening Analyst - BARCLAYCARD - Northampton

(2009-02 - 2014-02)

This role requires maintaining high standards of accuracy, analytical skills and attention to detail.

• Screening new and existing Barclaycard customers against data held on sanctioned/PEP individuals and companies.
• Reviewing and escalating cases for further investigation within strict SLA period.
• Investigating cases using World Check sanction/entity database, E-series and in-house databases to extract relevant information.
• Negotiating with specialist financial crimes team on case management.
• Communicating with customers to obtain further KYC information and discuss account status.
• Account management including closures.
• Advising and liaising with application advisors and global payment team regarding sanction screening status and customer data.
• Producing Suspicious Activity Reports on credit balanced and escalation to SOCA.
• Performing QA on reviewed cases.
• Training and mentoring junior analysts.
• Advising on and implementing procedural improvements to increase work efficiency.
• Maintain knowledge of current industry, EU money laundering and internal guidelines.

International High Net worth Sanctions Analyst (contract) - LLOYDS BANKING GROUP - Birmingham

(2011-01 - 2011-08)

Role based in a fast paced and changing environment requiring flexibility, ability to learn new processes quickly and excellent analytical skills.

• Responsible for screening payments across international countries to a high level of accuracy.
• Liaising with international colleagues to investigate and resolve payment issues.
• Appointed to advise, train and support Lloyds, Switzerland sanctions team on best working practices. Assisted in change management of procedures.
• Utilising Fircosoft, Swift and World Check databases.
• Achieved qualification in Advanced Sanctions Compliance.
• Demonstrated and honed skills in time management and task prioritisation in order to meet strict deadlines.

Merchant Recruitment Clerk - BARCLAYCARD - Northampton

(2007-06 - 2009-02)

• Assisting Account Managers to process applications.
• Liaising with senior staff to obtain key customer data.
• Screening KYC documents.
• Reviewing director credit files against merchant files.
• Honed analytical and research skills.

Fraud Application Analyst - BARCLAYCARD - Northampton

(2006-01 - 2007-06)

• Working as part of CIFAS team reviewing and processing credit card applications.
• Adhering to CIFAS rules, investigating
• Navigating and extracting date from Experian and Equifax Credit Files and systems such as 'Find'.
• Communicating directly with customers regarding application status.

A-Level - Art and Textiles - Northampton College (2004-09 - 2005-07)

GCSEs - 9 GCSEs including: Mathematics, English and Science - Lings Upper School, Northampton (2001-09 - 2003-07)