Philippa Kelly

Senior financial crime and compliance professional with extensive experience of the global financial services industry. In-depth compliance and financial crime experience at senior management level with achievements including recovering a regulated company following disciplinary action and Tribunal, undertaking remedial work and leading financial crime, risk and compliance functions in four separate companies as Approved Person CF10/11 & SMF17. Seeking part-time position.

MLRO (part-time) (SMF17) - Aria Private Clients UK

(2025-01)

MLRO at Aria PC after updating regulatory knowledge by passing the CISI certificate in Combatting Financial Crime in December 2025. Full MLRO responsibilities with client base across UK, Ireland, Malta, Spain and UAE covering both EU & UK regulations. Due to be made redundant from this position.

• Updating policies and procedures
• CDD & EDD
• Screening of all clients
• Reviewing and monitoring all client files
• Providing advice to the Board

SENIOR SANCTIONS AND FINANCIAL CRIME OFFICER (part-time) - AXA XL

(2021-01 - 2022-12)

• Compulsory sanctions referrals
• Advising on sanctions & export control related matters, such as oil, grain, K&R and marine

Retirement - Retirement

(2022-01 - 2025-01)

HEAD OF GROUP COMPLIANCE (CF10/11) - Central Markets (London) Limited - London

(2011-01 - 2015-12)

Responsible for the full compliance function for two separate companies, proactively advising the Board on all aspects of Compliance and Anti-Financial Crime and communicating with Regulators such as FCA, NCA & HMRC.

• Writing, producing and implementing Compliance Manuals for each company
• Developing and implementing business, AML, financial crime, risk, sanctions and monitoring procedures
• Initiating, writing and implementing the Training & Competence scheme, including an Induction Programme for all staff, specialist training in AML plus annual staff updates
• Holding the position of MLRO & Nominated Officer, including making all STR's, liaising with NCA, Action Fraud and HMRC, implementing 4MLD and gaining financial crime experience of the Russian Federation
• Dealing with all complaints and with the Financial Ombudsman Service
• Devising and writing the annual AML report
• Devising and implementing the risk management function

COMPLIANCE CONSULTANT - Promontory - Dubai

(2010-01 - 2010-01)

A three-week contract role collating Management Information relating to an OFAC investigation into sanctions violations at a Tier 1 bank.

EUROPEAN MONEY LAUNDERING REPORTING OFFICER (CF11) - Instinet

(2008-01 - 2008-12)

Maternity leave cover resulting in remedial work where communication to the Board emphasized the need for a new AML programme in compliance with 3MLD, the ML Regulations 2007 & JMLSG Guidance Notes.

• Devising and undertaking a project to implement CDD/EDD throughout the Company's client base worldwide, including tax havens
• Undertaking a comprehensive AML/FC/TF and sanctions training programme for all UK staff

COMPLIANCE CONSULTANT (AML, MONITORING AND TESTING) - JP Morgan Asset Management

(2007-01 - 2007-12)

Consultancy role supplying retail, general compliance and AML experience to a predominately wholesale asset management team with worldwide remit.

• Undertaking UK & Luxembourg reviews

SENIOR COMPLIANCE OFFICER (CF10/11) - City Equities Limited

(1997-01 - 2007-12)

Guided the company over a 10-year period, including leading recovery from disciplinary proceedings following a fine by the then Regulator FIMBRA, to become a fully compliant member of the PIA and later, the FSA.

• Forming and leading the Appeals Team at Tribunal on behalf of the Company
• Providing 10 years trouble-free regulation for the Company
• Successfully dealing with three separate Regulators on the Company's behalf: FIMBRA, PIA and FSA
• Lobbying MP's and the Treasury Select Committee on behalf of the Company
• Providing regulatory interpretation and advice to the business for 10 years
• Writing, producing and updating the Compliance Manual for 10 years
• Dealing with over 600 complaints in a 10-year period, losing only one complaint at the Financial Ombudsman
• Carrying out all Compliance and AML training, including annual AML training
• As MLRO dealing with NCIS/SOCA, making all STR's and applying the sanctions regime
• Researching and writing the annual AML report & Risk Management plan for 10 years
• Training and managing a team of four

COMPLIANCE AUDITOR/COMMERCIAL UNDERWRITER - Prudential Assurance Company

(1990-01 - 1995-12)

Began insurance career as a Commercial Underwriter at the Prudential, before moving into compliance, studying to become an Associate of the Chartered Insurance Institute.

BA (Hons) - History - King's College, London

ACII: Advanced Diploma - Insurance - Chartered Insurance Institute

ICA Diploma - International Anti-Money Laundering - Chartered Insurance Institute