Rob Bax Int. Cert(AML)

Over 15 years experience in Financial Crime and AML with UK regulated banks. Covering, transaction monitoring, transaction screening and financial crime quality control, Experienced in assessing transaction monitoring alerting rules, investigating unusual activity, identifying and escalating high risk activity and raising Suspicious Activity Reports to clear audit ready standards. Analytical, with strong attention to detail and used to working with together operational teams, stakeholders and compliance colleagues to reach evidenced decisions.

Holder of industry recognized qualification from the International Compliance Association Certificate, in Anti Money Laundering. Now seeking a new Transaction Monitoring Analyst role, with a technology driven bank with a growing European presence.

Financial Crime Quality Control Analyst - Santander - Milton Keynes

(2021-09 - 2026-09)

Role concluded due to redundancy

• Performed quality control reviews to ensure adherence to internal standards and regulatory requirements
• Evaluated case handling accuracy and completeness, identifying issues and supporting consistent decision-making across financial crime operations
• Analysed review findings to detect trends and support continuous process improvement
• Collaborated with operational and compliance teams to address control gaps and reinforce quality standards

Transaction Screening Analyst - Santander - London and Milton Keynes

(2017-09 - 2021-09)

• Performed transaction screening analysis to identify potential sanctions, compliance and financial crime risks
• Reviewed flagged transactions and assessed alerts to support accurate and timely case resolution
• Applied internal policies and regulatory requirements to evaluate activity and escalate higher-risk matters
• Documented findings and maintained case records, ensuring audit-ready reporting
• Worked with internal stakeholders to investigate screening matches and resolve exceptions efficiently

AML/CTF Analyst (short-term contract) - Brown Shipley - London

(2017-03 - 2017-06)

• Undertook a range of AML tasks including KYC, transaction screening and transaction monitoring for a private bank and wealth manager

Nominated Officer, Transaction Monitoring - Royal Bank of Scotland - Borehamwood

(2014-05 - 2016-09)

Role concluded due to redundancy

• Reviewed flagged transactions and assessed alerts for accurate, timely resolution, identifying financial crime risks
• Applied policy and regulatory standards to evaluate and escalate high-risk transactions
• Documented findings and maintained audit-ready case records
• Worked with stakeholders to investigate and resolve screening exceptions
• Helped maintain effective monitoring controls to support risk mitigation

Various roles - NatWest / Royal Bank of Scotland - London

(1985-10 - 2014-05)

Included AML Payments Analyst, AML Corporate Risk Manager (secondment), Gateways and Message Control, and Nostro Reconciliations.

Advanced Certificate - Anti-Money Laundering - International Compliance Association (2014-05)

BTEC General Diploma - Business Studies (Credit); O Levels including English Language (B) and Commerce (B) - Aylesbury College (1983 - 1985)