Sergio Molina

Senior Technology and Transformation Leader with extensive experience across Cloud FinOps, Operational Resilience, Service Management, Digital Delivery, and Product-Led Transformation within tier-1 banking and fintech environments. Combines technical depth, commercial discipline, and data-driven decision-making with a strong track record of aligning technology strategy, enterprise risk, and operating models to business priorities. Proven executive capable of managing multi-million-pound technology budgets, driving regulatory compliance (DORA, ECB), and building high-performing engineering cultures at scale.

Technology Risk and Operational Resilience at Revolut (2024-01 – Present)

• Supported the Technology/CIO function at Revolut Bank Europe to strengthen DORA strategy implementation and elevate digital operational resilience practices.
• Aligned operational capabilities with ECB-related regulatory expectations and compliance frameworks.
• Increased disaster recovery coverage and quality across critical technology platforms.
• Led knowledge transfer from technology and engineering teams into the broader banking organization.

Head of Cloud FinOps and Service Management at Santander (Cloud Centre of Excellence) (2021-01 – 2024-01)

• Led financial governance, service management, and risk oversight within Santander's Cloud Centre of Excellence.
• Introduced an enterprise chargeback model and structured executive financial reporting to drive commercial discipline.
• Contributed to major cloud spend reductions of 25% in 2022 and 50% in 2023.
• Identified and mitigated financial risks linked to cloud consumption, including cost spikes and billing anomalies.
• Strengthened governance and decision-making for enterprise cloud platform products.

Senior Payments Manager at Santander Digital Payments (2018-01 – 2020-01)

• Held a cross-functional leadership role spanning product management, data services, fraud, security, and financial crime.
• Reduced proof-of-concept delivery timelines from 6 months to 1 month.
• Trained over 40 engineers in Agile and Extreme Programming (XP) practices.
• Turned around three underperforming delivery squads into top-performing teams.
• Designed data services and embedded business and security metrics into engineering workflows to resolve key risk dependencies.

Technical Lead and Engagement Manager at Asto Digital (2017-01 – 2018-01)

• Worked with senior stakeholders across business, product, and technology in a cloud-native fintech start-up environment.
• Defined a comprehensive technology exit plan incorporating alternative API solutions.
• Managed beta product operations and organizational efficiency on less than £3,000 per month in software licenses.

Senior Delivery Manager and Release Engineer (Contract) at Santander UK (2016-01 – 2017-01)

• Led elements of big data transformation and Agile implementation across finance and risk functions.
• Accelerated production delivery at pace, cutting regulatory/financial reporting timelines by two weeks.
• Expanded delivery capacity from 2 teams to 9 squads using Scrum of Scrums and dependency management.
• Scaled engineering participation from 15 to more than 100 people.
• Facilitated and introduced the first Product Increment (PI) planning session in Santander UK.

Senior Manager Technology (Contract) at Santander ISBAN Technology (2012-01 – 2016-01)

• Served as Corporate Banking Technology Lead driving delivery across the Banking Reform Act, cloud integration, and third-party systems.
• Accountable for major solution delivery across Loans, Trade Finance, Invoicing/Confirming, and FX Exchange initiatives with programme values up to £10M.
• Reduced platform delivery timelines from an estimated 1 year to 6 months, achieving a 50% time and cost optimization.

Senior Manager and Team Leader at Ibermatica (2007-01 – 2012-01)

• Led corporate banking platform transformations, Cahoot transformation, and retail payment/fraud integration initiatives for Abbey/Santander.
• Oversaw Risk and Data/MI implementation across business banking environments.

Consultant and Project Delivery Roles at Accenture | ATOS | BSH | Better Consultants (Spain) (1997-01 – 2007-01)

• Delivered consulting and IT project assignments for clients including BBVA, Bankinter, Barcelona Stock Exchange, and Deutsche Bank.

Executive MBA – UOC Barcelona

BSc in Physics – University of Zaragoza

Executive Education in Leadership & Innovation – Massachusetts Institute of Technology (MIT)

Executive Education in Digital Platforms – Massachusetts Institute of Technology (MIT)

Executive Education in Artificial Intelligence – Saïd Business School, University of Oxford