Sergio Morales

Proven senior executive with over 20 years experience in Central America directing and managing strategic growth of successful financial institutions and credit operations. Experienced, competitive and solution driven. Strong business generator, enforcing a dynamic and creative work environment with governance, respect, meritocracy, compliance and controls. Very strong at recruiting and building high performance teams.

CORE COMPETENCIES

• Country Director, COO and Senior Credit Officer (SCO) - Strong negotiator - Member of Boards - Manage successfully large credit businesses and lead teams through difficult times and drastic changes - Consumer banking, credit cards, microfinance and Fintech - Governance and Compliance.

Proven senior executive with over 20 years experience in Central America directing and managing strategic growth of successful financial institutions and credit operations. Experienced, competitive and solution driven. Strong business generator, enforcing a dynamic and creative work environment with governance, respect, meritocracy, compliance and controls. Very strong at recruiting and building high performance teams.

CORE COMPETENCIES

• Country Director, COO and Senior Credit Officer (SCO) - Strong negotiator - Member of Boards - Manage successfully large credit businesses and lead teams through difficult times and drastic changes - Consumer banking, credit cards, microfinance and Fintech - Governance and Compliance.

Master in Business Administration