Grace Liu

Permanent Full-Time

Senior Consultant, Financial Services at Quinlan & Associates (2023-02 – Present)

Permanent Full-Time

• Cross-Border CBDC Payment Network: Acted as Project Management Office (PMO) across 11 workstreams with 30+ senior stakeholders from 5 jurisdictions, driving project planning, communications, escalation handling, and bi-weekly steering updates with Gantt chart tracking
• Cross-Border CBDC Payment Network: Prepared and hosted workshops to gather and synthesise user and business requirements, drive stakeholder alignment, and translate outputs into a 5-year roadmap with operating model recommendations
• Cross-Border CBDC Payment Network: Produced system documentation, including functional specifications, user guides, and system testing SOPs, enabling new participants to onboard efficiently
• Middle East Central Bank: Developed a 5-year roadmap covering governance, technical considerations, operational model design, and a 10-year financial model with a pricing framework for a cross-border CBDC system
• International Financial Institution: Conducted market landscape and data analysis on wholesale CBDC, tokenised deposits, and stablecoin adoption, identifying key adoption challenges and development trends
• Global Commercial Bank: Delivered regulatory landscape analysis across 7 jurisdictions in the online retail brokerage sector, synthesising findings for senior stakeholder review
• HK Credit Card Deals Aggregator: Analysed structural challenges within HK's credit card market and developed strategic recommendations focused on customer activation, engagement, and retention optimisation
• HK E-wallet (Global Bank Affiliate): Designed a merchant acquisition strategy through merchant mapping, prioritisation, benchmarking, and gap analysis, and achieved merchant expansion and new market entry targets
• Singapore E-wallet: Built a tailored HK market entry strategy and supported the Stored Value Facility (SVF) license application
• HK Regulatory Bodies: Led research and stakeholder interviews with senior executives across banks, insurers, securities firms, and AI solution providers to assess GenAI adoption trends, business use cases, operational pain points, and regulatory implications
• Chinese Internet Giant: Coordinated the stablecoin license application by conducting regulatory analysis, developing business cases and ecosystem growth strategies, and aligning cross-functional stakeholder inputs for partnership and compliance planning
• HK Digital Port Community Solutions Provider: Evaluated the UI/UX design of the client platform against global best practices, redesigned strategic positioning for overseas market expansion, and developed customised white-label presentation materials

Investment Banking Intern, Technology at Miracle Capital (2021-11 – 2021-12)

Internship

• Chinese Microwave Radar Firm: Produced a 12-page business plan and tailored investment highlights to investor preferences, supporting investor communications
• Chinese RNA-Targeting Drug Developer: Drafted a 25-page research report to distil the client's core competencies and help investors understand the investment logic and accelerate funding

Part-time Assistant, Private Equity Commercial Due Diligence at Bain & Company (2021-04 – 2021-10)

Internship

• US Private Equity Fund: Assessed 5 niche markets across the internet, aesthetic medicine, and food sectors, covering value chain dynamics, competitive landscape, and growth potential of target firms, and benchmarked 6 target firms against 20 competitors on product features and business performance to inform investment assessment

Bachelor in Economics and Finance – The University of Hong Kong (2018-09 – 2023-01)