KA Kin Ng

I am writing to apply for the position of RO. With over 30 years of extensive experience in Hong Kong’s financial markets—spanning equities, futures, forex, gold, and derivatives—I bring a proven track record in establishing financial groups, securing multiple SFC licences, optimising operations, managing risk, and driving business expansion. As a Fellow of the Association of Chartered Certified Accountants (ACCA), an SFC-licensed Responsible Officer (RO1, 2, 4, 5, 9), and holder of an MSc in Professional Accountancy (University of London), MBA (University of Wales), and BSc in Accounting & Finance (University of Greenwich), I am well-positioned to contribute strategic leadership and operational excellence to your organisation.Most recently, as Chief Executive Officer, Responsible Officer, and Director of ZR Financial Group (including Zircon Securities (HK) Limited, Zircon Credit Service Limited, and Zircon Financial College Limited) from September 2020 to April 2025, I personally led the full establishment and structuring of the group and its subsidiaries.

I successfully applied for and obtained SFC Type 1, 2, 4, 5, and 9 licences independently; oversaw all brokerage operations and departmental functions; formulated financial policies and business strategies; and expanded into global markets, credit financing, trusts, private equity funds, OTC, and CFD businesses. I built strong relationships with brokers, banks, auditors, and other financial partners, while maintaining tight control over expenditures, financial reporting, forecasting, budgeting, and cost management. I also redesigned end-to-end operational processes to enhance efficiency and compliance.In prior senior roles—including Vice Chief Executive Officer (Executive Vice President, Brokerage) at Mason Securities Limited, Head of Product Development at Emperor Management Services (HK) Limited, Head of Operations at GuocoCapital Limited, and Senior Operations Manager at Henyep Capital Group—I directed comprehensive front-to-back operations, led major IT system implementations (stock, global, and local platforms), established new business lines (global futures, online gold trading, branch networks), implemented cost-reduction initiatives, completed internal and external IT/financial audits, managed CIES/IPO financing, negotiated banking facilities, and maintained robust risk controls (including regular review of margin financing lists and CCASS/DCASS approvals).

Notably, during the Asian Financial Crisis, I reduced margin financing exposure by over 70% and restructured operations to significantly lower costs.My earlier career at Haitong International (Taifook Securities), CSC Securities, Pacific Challenge Securities, and other firms involved leading cross-border teams of 50+ members to launch innovative businesses (futures, B-shares, global online trading), achieve paperless operations, upgrade to AMS/BSS systems, and establish strong internal controls and project governance.Key strengths include: financial group structuring and licence acquisition, strategic planning and multi-product/market expansion, comprehensive risk and internal control framework design, large-scale IT project leadership, cost optimisation, team building and training, and financial management (reporting, budgeting, and compliance).Fluent in Chinese and English, I am proficient in financial and trading systems such as MS, eBroker, TTL, HUNDSUN, EasySet, MT4, and Python.I am enthusiastic about the opportunity to bring my expertise in operational transformation, regulatory compliance, business innovation, and sustainable growth to my last Company.

I have attached my full CV for your reference and would welcome the chance to discuss how my background can support your strategic objectives.

Yours sincerely,

Joseph Ng Ka Kin (吳家健)

Over 30 expereience in financial field covered frontend, middle and backend.

FCCA with Master in Professional Accounting and MBA