Djodi Fernanda

For over seven years at Crédit Agricole CIB, I was the gateway between Indonesia's most strategic institutions — the Ministry of Finance, state-owned enterprises, banks and large corporates — and the full balance sheet of a global CIB.

• Managed a multi-billion-dollar corporate and sovereign portfolio, consistently exceeding revenue targets while deepening long-term client relationships.
• Structured and executed Trade Finance (L/C, Bank Guarantee, ECA-backed Export Finance), Project Finance and Sustainable Finance transactions — including an award-winning, large-scale refinery financing recognized by Project Finance International.
• Supported landmark sovereign and SOE sustainable issuances — SDG, green and sustainability bonds — that positioned Indonesia as a regional pioneer in sustainable finance.

Since mid-2025 I've been running my own ventures — full P&L, credit and client-acquisition ownership that sharpened the commercial instincts banking gave me. I'm now returning to institutional finance, open to Relationship Management, Coverage and Corporate Banking roles in Jakarta or regionally.

Trilingual (Indonesian, English, French) — Brest Business School, France. Recruiters and hiring managers: my inbox is open.

Co-Founder & Managing Director — Owned Ventures (Travel & Automotive Care)

Jakarta · Jun 2025 – Present

• Co-founded and operate businesses spanning Islamic pilgrimage travel and premium automotive care — full P&L, vendor-partnership and client-acquisition ownership.

Relationship Manager, Corporate & Investment Banking — Crédit Agricole CIB

Jakarta · Dec 2019 – Jun 2025

• Managed a multi-billion-dollar portfolio of corporate and sovereign clients — Ministry of Finance, SOEs and large corporates — consistently exceeding revenue targets.

• Contributed to a landmark refinery development financing awarded Petchem Deal of the Year APAC by Project Finance International.

• Supported sovereign SDG and green bond issuances and an SOE sustainability bond, alongside ESG framework development for a national energy company.

• Structured Trade Finance and ECA-backed export finance transactions (L/C, Bank Guarantee) in partnership with a European export credit agency.

• Served as the Jakarta bridge for overseas business units in Singapore, Hong Kong and Paris — working across English, French and Indonesian.

Corporate Planning Assistant — Crédit Agricole CIB

Jakarta · Dec 2017 – Dec 2019

• Performed credit, market and compliance risk assessments for corporate and commercial clients.

• Delivered quarterly and annual OJK regulatory reporting with full compliance, contributing to the office's recognition among Indonesia's most active bank representative offices.

Research Associate — PT Kiran Resources Indonesia

Jakarta · Jan 2017 – Dec 2017

• Delivered strategy recommendations that informed OJK's 2015–2019 Roadmap for the Non-Bank Financial Industry.

• Produced a banking industry assessment study for Bank Indonesia, supporting policy development and sector regulation.

Bachelor of Business Management — Brest Business School

Brest, France · Sep 2012 – Jun 2015

• Business management degree completed entirely in France, studying across French and English in an international cohort.

• School Ambassador for international student recruitment; Regional President of the Indonesian Students Association in France (PPI Perancis) — organizing cultural events and building partnerships between Indonesian and French communities.

Minor in French Language — Sorbonne University

Paris, France · Oct 2011 – Jan 2012

• Intensive French language and civilization program, completed as preparation for a full business degree taught in France.

Certifications & Professional Training

• DELF B2 — Diplôme d'études en langue française, France Éducation international

• IELTS — IELTS Official

• Corporate Finance Executive Program — PT Kiran Resources Indonesia, Jakarta (2019)