Abdul Khalik

Medical and Life Insurance Underwriting professional with over 1.5 years of comprehensive experience in clinical risk assessment, medical record review, ICD-10 coding, and V-MER/Video MER evaluation. Adept at handling complex international and US insurance processes, assessing medical disclosures, accurately identifying risk factors, and supporting data-driven underwriting decisions while consistently maintaining strict quality benchmarks, regulatory compliance, and optimal turnaround timelines (TAT).

Telemedical Underwriter - VISIT Health Insurance - New Delhi, India

(2025-10)

• Review complex medical records, historical disclosures, diagnostic reports, and detailed laboratory investigations to conduct comprehensive underwriting risk assessments.
• Execute rigorous V-MER and Video MER evaluations, successfully identifying underlying medical risks and clinical factors that impact policy underwriting choices.
• Manage international and US-based insurance cases efficiently, ensuring absolute alignment with global underwriting guidelines, internal quality standards, and compliance frameworks.

Telemedical Underwriter - Adiapushp Pvt. Ltd. - Noida, India

(2025-02 - 2025-10)

• Supported end-to-end life and health insurance underwriting frameworks specifically tailored for international corporate and individual clients.
• Evaluated high-volume clinical information, personal medical disclosures, and adverse risk indicators with high accuracy, precision, and consistency.
• Maintained elite internal quality benchmarks and streamlined operational pipelines to ensure the rapid, timely completion of highly complex underwriting cases.

Assistant Pharmacist - Al-Shifa Emergency Hospital - Delhi, India

(2023-08 - 2024-08)

• Managed clinical medication dispensing, meticulous prescription reviews, patient counseling, and comprehensive, cross-departmental healthcare documentation.
• Cultivated profound, foundational clinical knowledge regarding therapeutics and pathologies directly applicable to professional medical underwriting and systemic risk assessment.

MBA - Hospital & Healthcare Management - Manipal Academy of Higher Education (MAHE)

Bachelor of Pharmacy - Pharmacy - Orlean College of Pharmacy