Adinath Mhaske

Detail oriented Mortgage Specialist with 9.1 years of corporate experience in US Mortgage Closing and Loan Origination processes. Strong knowledge of TRID, RESPA, HMDA, FHA, VA & USDA guidelines with a focus on accuracy, compliance and high-quality delivery.

With Nine years of experience in US Mortgage Loan Origination and Closing I have developed deep expertise in preparing closing packages, ensuring compliance with federal guidelines, and collaborating with cross-functional stakeholders to deliver high-quality loan processing outcomes.

In my current role with Citibank is to prepare Closing Disclosures, Notes and Deeds of Trust in Empower while ensuring strict adherence to TRID, RESPA, FHA, VA, USDA and HMDA regulations. I have a proven track record of verifying complex loan documentation, applying change-of-circumstance rules, and preventing tolerance issues through accurate fee disclosures. Beyond loan closing, I contribute to process excellence by designing workflows in IBM Blueworks Live, maintaining detailed SOPs, and delivering training sessions to new employees.

Previously, I supported mortgage operations for Morgan Stanley, Lennar Mortgage, and PennyMac, where I gained experience in both purchase and refinance loans. My work included reviewing payoff statements, coordinating with title companies, validating borrower documentation and generating performance dashboards using Excel and Tableau. These experiences have strengthened my analytical, compliance, and reporting skills, making me confident in supporting both operational efficiency and regulatory adherence.

I’m particularly motivated by opportunities to combine my mortgage domain knowledge with process improvement skills, ensuring not only smooth closings but also continuous enhancement of workflows and risk controls. I believe my background aligns strongly with the requirements of this role and confident in my ability to add value to your team.

Bachelor of Commerce (B.Com) 2013–2016

Dr. Babasaheb Ambedkar Marathwada University with an aggregate of 60.45%.