Aditya Meshram
Banking Operations & Loan Processing Professional
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About
Detail-oriented Banking Operations & Loan Processing Professional with 2 years and 5 months of comprehensive experience in retail finance back-office workflows. Proven expertise in end-to-end digital KYC verification, consumer durable loan file onboarding, e-NACH/auto-debit mandate setup, and pipeline tracking. Transitioned from third-party deputation at IDFC FIRST Bank to direct on-roll operations with IDFC FIRST Bharat Limited.
Seeking desk-based roles in Loan Operations, KYC Processing, or Banking Back-Office Management.
Experience
Operations Executive – Loan Processing (BDO)(2025-06 – 2026-04)
- Managed point-of-sale consumer durable loan processing and onboarding at partner retail outlets.
- Executed application logins, customer eligibility checks, digital KYC, address mapping, and rigorous document reviews.
- Configured e-NACH / auto-debit mandates, managed error corrections, monitored first-EMI statuses, and tracked daily processing pipelines.
Business Development Executive / Service Provider (Operations & Processing) at CapitalPlus Finsales (I) Pvt. Ltd. (Deputed at IDFC FIRST Bank) (2023-11 – 2025-05)
- Handled retail finance processing operations from designated merchant and retail partner locations.
- Sourced and logged consumer durable loan files; collected and verified identity, income, address, and email documentation.
- Managed e-NACH registrations, bank verifications, mandate corrections, and generated daily pipeline and performance reports.
Education
Bachelor of Commerce (B.Com) - Final Year Pursuing – Yashwantrao Chavan Maharashtra Open University (YCMOU) (2024-06)
Higher Secondary Certificate (HSC) – G. S. College of Commerce & Economics, Nagpur (2022)
Secondary School Certificate (SSC) – Smt. Vimal Tai Tidke Vidyalaya, Nagpur (2019)
