Akash Adhiban
MBA in Banking & Finance | Financial Operations & Credit Specialist
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About
Results-driven finance and banking professional with a Master of Business Administration (MBA) from Anglia Ruskin University, UK, and over three years of hands-on experience spanning banking operations, credit processes, KYC compliance, and client servicing. Demonstrated ability to manage end-to-end documentation workflows, support relationship managers, and ensure operational accuracy within regulated financial environments. Augmented by cross-departmental exposure at a leading international bank (Emirates NBD, London), and postgraduate research into sustainable healthcare economics, bringing a rare blend of analytical rigour, global perspective, and operational discipline.
Actively seeking a role in banking operations, credit analysis, or financial services where these competencies can drive measurable impact.
Experience
Banking Intern – Cross-Departmental Rotation - Emirates NBD Bank - London, UK
(2025-08)
- Completed an intensive cross-functional rotation covering Corporate & Institutional Banking (C&IB), Credit Operations, Treasury, Facilities Management, Administration & Procurement, and Information Technology.
- Supported client identity verification workflows and documentation-related operational activities in accordance with FCA regulatory standards and internal bank policy.
- Gained first-hand exposure to how a MENAT-region banking group (13 countries, 20 million+ customers, AED 836 billion in assets) manages its UK operations, including international settlement processes and risk governance frameworks.
- Observed credit structuring discussions, facility limit reviews, and corporate account management practices, reinforcing classroom learning with live institutional banking context.
Management Trainee – Financial Services Platform - 99banks.in - India
(2020 - 2023)
- Maintained accurate and audit-ready records of daily financial transactions, loan application files, and customer account updates, ensuring zero discrepancy across reporting cycles.
- Executed end-to-end new customer onboarding, including collection and verification of documentation packages in compliance with RBI KYC norms and AML guidelines.
- Conducted thorough KYC verification and customer document validation, including PAN verification, address proof authentication, and identity cross-referencing.
- Delivered administrative support to Branch Manager and Relationship Managers, coordinating scheduling, preparing operational reports, and facilitating seamless client communication.
- Collaborated with back-office teams to track loan disbursement timelines and resolve documentation exceptions, contributing to improved client satisfaction scores.
Business Operations Intern - Indian Textiles & Clothing - India
(2023 - 2023)
- Gained broad exposure to textile production, supply chain coordination, and retail merchandising processes in a fast-paced B2B environment.
- Supported sourcing negotiations, quality control evaluations, and client coordination activities, developing transferable commercial acumen applicable to financial services.
Education
Master of Business Administration (MBA) - Banking & Finance - Anglia Ruskin University (2024 - 2025)
Bachelor of Business Administration (BBA) - Business Administration - PSG College of Arts and Science (2020 - 2023)
