Akhil A P

Confident, target-driven sales professional with 2+ years converting client interest into closed business across commercial vehicle, home, and personal loan products. Skilled in building rapport quickly, active listening, and persuasive, needs-based negotiation with clients from first contact through to closing. Proven track record of consistently exceeding sales targets through upselling and cross-selling, combined with a fast-learning approach to mastering complex financial products.

Strong team collaborator seeking to bring proven sales and client-conversion skills to an insurance and financial-product sales role at PolicyBazaar.

Relationship Manager – Commercial Vehicle Loan - IDFC First Bharat - Thiruvananthapuram, Kerala

(2025-09)

• Drive new business sourcing through confident, persuasive client engagement with dealers, DSAs, OEMs, and direct customers, converting prospect interest into closed loan sales daily.
• Negotiate loan terms, interest rates, and margins directly with clients, tailoring proposals to client needs and objections in real time to close deals.
• Build and sustain trust-based client relationships through clear, consultative communication across the full sales cycle, from first contact to documentation and disbursal.
• Coordinate with credit teams on KYC, valuations, and field investigations to ensure a smooth, efficient path from client interest to sale completion.
• Proactively follow up with clients on payments and collections, independently resolving concerns to protect the relationship and prevent early default.

Business Executive – Commercial Vehicle Loan - Mahindra and Mahindra Financial Services - Thiruvananthapuram, Kerala

(2024-08 - 2025-09)

• Consistently exceeded assigned sales targets by identifying and converting new business opportunities through upselling and cross-selling.
• Built long-term client relationships through regular, persuasive communication, strengthening trust and repeat business.
• Applied market research and competitive analysis to sharpen sales pitches and stay ahead of industry trends in client conversations.

Home Loan Sales Officer - HDFC Sales Limited - Thiruvananthapuram, Kerala

(2024-04 - 2024-08)

• Generated and converted leads through cold calls, networking, and email campaigns, maintaining high-volume telephone contact with prospective clients.
• Built quick product mastery to confidently handle complex client queries and objections, strengthening trust with key accounts and closing sales.
• Expanded territory coverage and sales volume through proactive client engagement and targeted marketing initiatives.
• Reported weekly on sales performance, working independently and collaboratively within the regional sales team.

Higher Secondary Education - HSC - Darsana Higher Secondary School (2017-03)