Aniket Verma

Detail-oriented banking professional with 2+ years of experience at ICICI Bank, specialising in KYC/AML compliance, customer due diligence (CDD/EDD), regulatory adherence, and financial crime prevention. Proven track record of maintaining zero compliance violations across 200+ onboarded accounts, detecting suspicious transaction patterns, and enforcing FATCA, PMLA, and RBI guidelines. Certified in Mutual Fund Distribution (NISM VA), Insurance (IRDA), and Anti-Money Laundering.

Adept at conducting thorough identity verification, risk-based assessments, and audit-ready documentation.

Deputy Manager (Band 2) at ICICI Bank Ltd. (2024-03 – Present)

• Enforced KYC/AML verification, CDD, and FATCA compliance for all new customer onboarding, achieving zero compliance violations across 200+ accounts opened.
• Conducted thorough identity verification, beneficial ownership checks, and risk profiling for individual and corporate clients in line with RBI and PMLA guidelines.
• Detected and escalated 10+ suspicious transaction patterns proactively, strengthening the bank's fraud prevention framework and safeguarding customer assets worth Rs. 2 Cr+.
• Performed Enhanced Due Diligence (EDD) for high-risk and HNI clients, collaborating with the compliance team to ensure accurate risk categorisation and timely reporting.
• Maintained 100% accuracy in recording KYC documentation, client interactions, and compliance records in the Finacle core banking system, ensuring audit-ready files at all times.
• Ensured strict adherence to RBI guidelines and internal compliance frameworks across all banking operations, resulting in zero regulatory penalties during tenure.
• Supported internal audit processes by preparing compliance documentation, MIS reports, and exception logs for review by senior management and regulators.
• Prepared and presented detailed MIS reports tracking portfolio performance, NPA trends, compliance exceptions, and revenue contributions for data-driven decision-making.
• Acquired an average of 5+ new CASA accounts per month, completing end-to-end onboarding including document collection, KYC verification, and risk classification.
• Drove digital KYC adoption by onboarding 150+ customers onto net banking, mobile banking, and UPI platforms, improving branch digital adoption rate by 20%.
• Conducted structured financial needs analysis for 100+ customers, assessing risk appetite and recommending suitable financial products in compliance with regulatory requirements.
• Collaborated with the wealth management team to onboard HNI clients into premium banking services, applying EDD protocols and contributing to a 15% growth in the affluent client base.
• Managed portfolio of 500+ clients, conducting periodic KYC refresh, risk re-assessment, and profile updates in line with internal policy and regulatory timelines.
• Evaluated and processed retail loan applications totalling Rs. 5 Cr, conducting end-to-end credit assessment, risk evaluation, and financial documentation with 100% accuracy.
• Coordinated with credit, operations, and compliance teams to reduce average loan turnaround time by 15%, maintaining superior portfolio quality and documentation standards.
• Mentored 5+ junior relationship officers on KYC procedures, compliance protocols, and product knowledge, improving overall team compliance scores by 10%.

Post Graduation Diploma in Banking & Finance – Manipal Academy of Higher Education (2024)

Bachelor of Commerce in Accountancy – L J College of Commerce, Gujarat University (2023)