Anju Baidya

Detail-oriented Compliance and KYC Associate with 3.5 years of experience in operations and risk assessment. Proven expertise in Anti-Money Laundering (AML), Customer Due Diligence (CDD), and Enhanced Due Diligence (EDD). Adept at identifying Ultimate Beneficial Owners (UBO), verifying Source of Funds, and conducting Transaction Monitoring to prevent financial crime. Committed to maintaining high regulatory standards and operational efficiency.

KYC Associate (Financial Crime Prevention) - North East Small Finance Bank

(2025-01 - 2025-11)

• Executed comprehensive Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) reviews for high-risk clients.
• Identified and verified Ultimate Beneficial Owners (UBO) and established the legitimacy of Source of Funds in alignment with AML obligations.
• Performed in-depth risk assessments and onboarding reviews to ensure strict regulatory adherence.
• Maintained high-quality compliance standards through self-auditing, peer reviews, and participation in Quality Assurance (QA) initiatives.
• Ensured KYC files met audit-readiness and regulatory scrutiny standards.

Front Office Executive (Credit Billing & Documentation) - Narayana Superspeciality Hospital, Guwahati - Guwahati

(2019-07 - 2021-02)

• Managed Prior Authorization and credit billing, verifying sensitive information to ensure data integrity.
• Communicated with providers to resolve information gaps and facilitated clinical review processes.
• Handled financial adjustments, refunds, and sensitive patient data with high accuracy.

Executive Patient Service (Floor Coordinator) - Ayursundra Super Speciality Hospital, Guwahati - Guwahati

(2017-02 - 2018-05)

• Monitored and delegated duties among shift members to maintain operational efficiency.
• Managed customer relations, scheduling, and room allotments while ensuring a seamless patient experience.

Master of Commerce - M.Com - Gauhati University (2016)

Bachelor of Commerce - B.Com, Hons - Gauhati University (2014)

Diploma - Accounting with Tally.ERP.9 - NIIT (2014)

Certificate - Certificate of Competency in Computing - NIIT (2009)