Arun Kumar Pathak

Senior banking professional with 40+ years of leadership across State Bank of India, Canara Bank and Co-operative Banking, including current role as General Manager & Chief Risk Officer. Proven expertise in bank-wide strategy, RBI compliance, credit growth, NPA resolution, governance, audit and risk management.

Extensive

Board-level engagement and regulator-facing experience, positioning strongly for CEO / Managing Director of a Co-operative Bank.

General Manager & Chief Risk Officer - Jalgaon People Co-operative Bank Ltd.

(2024-09 - 2026-01)

Led enterprise-wide risk management, compliance, audit and credit monitoring functions.

• Advised Board of Directors and CEO on risk appetite, governance, regulatory compliance and policy formulation.
• Strengthened credit appraisal, monitoring and recovery frameworks, improving asset quality controls.
• Oversaw operational risk, KYC/AML compliance and RBI / Registrar reporting.
• Actively supported strategic decision-making, positioning the bank for sustainable growth and regulatory stability.
• Involved in merger of Anjangaon Surji Nagri Sahakari Bank with Jalgaon Peoplees Cooperative Bank.
• Prepared draft amalgamation scheme for merger of Pusad Urban Cooperative Bank with Jalgaon Peoples Cooperative Bank

Deputy General Manager – Stressed Assets (SME) - State Bank of India

(2019-06 - 2022-03)

Managed large SME stressed asset and NPA portfolios, including SMA monitoring.

• Designed and implemented resolution and recovery strategies aligned with RBI norms.
• Produced sector-wise NPA analytics supporting risk mitigation and credit policy decisions.
• Key interface with statutory auditors, internal audit and senior management.

Deputy General Manager & Controller – Stressed Assets Branches - State Bank of India

(2018-06 - 2019-06)

• Chaired NPA Resolution Committees for restructuring, OTS and recovery approvals.
• Led willful defaulter identification, regulatory reporting and legal coordination.
• Represented the Bank in DRT, Civil Courts and regulatory forums.

Regional Head - State Bank of India

(2014-08 - 2015-08)

Oversaw 42 retail branches with full responsibility for business growth, credit sanctions, profitability and NPA control.

• Chaired regional performance, credit and recovery committees.
• Ensured compliance with internal controls and RBI guidelines.

Chief Manager / AGM – Inspection & Audit - State Bank of India

(2007-05 - 2013-03)

Conducted risk-based, credit and compliance audits across 150+ branches.

• Contributed to policy enhancements and control improvements bank-wide.

Branch Head & Earlier Leadership Roles - State Bank of India

(1992 - 2007)

Probationary Officer & Early Career Roles - SBI, Canara Bank, Grameen Bank

(1983 - 1992)

Bachelor of Arts - Ranchi University (1984)