Banker with experience into Revenue generation and Distribution channel management
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Results-driven Senior Banking and Insurance Executive with over 20 years of leadership experience across retail banking, wealth management, and third-party product (TPP) distribution. Proven track record of spearheading multi-state zonal operations, driving multi-crore revenue growth, and scaling business verticals from the ground up. Expert in designing high-impact sales strategies, optimizing product mixes, reducing acquisition costs, and building high-performing teams within highly regulated environment
UTKARSH SMALL FINANCE BANK | Lucknow / Varanasi, India
Zonal Distribution Head / DVP / Zonal Business Head September 2016 – May 2026
Consolidated a distinguished 10-year tenure, advancing through progressively senior leadership roles to orchestrate zonal strategy, TPP distribution, CASA book building, and Gold Loan business across up to 64 branches spanning multiple states.
