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Ayyaj Shaikh

Ayyaj Shaikh

State Credit Head

Talent
Nashik, NashikMember since February 7, 2026
UnderwritingCredit AppraisalPortfolio Quality ManagementTeam ManagementRisk AssessmentDelinquency ManagementMS-OfficeProblem-solving
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UnderwritingCredit AppraisalPortfolio Quality ManagementTeam ManagementRisk Assessment

About

To work with an organization that provides opportunity for learning and growth & grow with it by making useful contributions in its objectives through hard work and sincerity.

Experience

State Credit Head at UGRO Capital Ltd (2025-04 – Present)

Managing Area – Maharashtra

Zonal Credit Manager at Aviom India Housing Finance Ltd (2024-06 – 2025-04)

Managed Area – West Zone (Maharashtra & Gujarat)

Regional Credit Manager at Aviom India Housing Finance Ltd (2022-05 – 2024-06)

Managed Area – Maharashtra

Cluster Credit Manager at IIFL Samasta Finance Ltd (2021-06 – 2022-05)

Manage Area – Maharashtra Branches

Cluster Credit Manager at Ujjivan Small Finance Bank Ltd (2016-11 – 2021-05)

Managed Area – Rest of Maharashtra Part 1

Credit Officer at Ujjivan Small Finance Bank (2015-06 – 2016-11)

Managed Area – Nashik 4 Branches, Central, Panchvati, Cidco & Nashik Road

Executive Grade II at Datamatics Globle Service Private Ltd (2012-06 – 2015-06)

Handle Product – Home Loan, LAP/Mortgage, Micro LAP, MEL/Unsecured Loan & Dairy Cattle Loan. Worked on HDFC Loan, Birla Sun Life Insurance and ICICI Prudential Life Insurance

Education

M.Com in Commerce – Pune University (2011 – 2012)

B.Com in Commerce – Mumbai University (2010 – 2011)

HSC – Mumbai University (2007 – 2008)

Skills

State Credit Head

Reviews

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