Bhumi Bhaud

Financial Services professional with 1.5+ years of experience across KYC/AML compliance verification, brokerage audit, regulatory compliance, risk identification, discrepancy review and internal controls. Experienced in validating customer and supporting documentation, reviewing financial and operational records, identifying exceptions and control gaps, investigating discrepancies, escalating risk observations and preparing structured reports in regulated financial-services environments. Strong exposure to SEBI-regulated brokerage operations and client coordination, supported by Advanced MS Excel and an MBA in Finance & Business Analytics in progress.

Internal Audit Associate - Mehta Sanghvi & Associates

(2025-02 - 2026-07)

• Performed KYC and AML compliance verification for financial-services clients, validating customer information and supporting documentation against applicable regulatory and process requirements.
• Reviewed financial and operational records to identify discrepancies, exceptions, documentation gaps and control weaknesses requiring investigation or follow-up.
• Conducted Authorized Person (AP) inspections and process audits for brokerage firms, assessing adherence to SEBI requirements, internal procedures and operational controls.
• Applied a risk-focused approach to review processes, identify potential compliance concerns and escalate significant observations for corrective action.
• Investigated audit exceptions by gathering supporting evidence, reconciling records and coordinating with stakeholders to resolve observations and achieve closure.
• Prepared structured audit and compliance reports documenting findings, risk observations, evidence reviewed and actionable recommendations.
• Used Advanced MS Excel for data analysis, record validation, reconciliation, exception tracking and audit documentation across multiple financial-services engagements.
• Worked with regulated financial-services clients including Stock Holding Corporation of India Limited, Choice Equity Broking, JM Financial Services and Mirae Asset Capital Markets.

MBA - Finance & Business Analytics - Manipal University Jaipur (2027)

Bachelor of Commerce - B.Com - Bunts Institute for Higher Education, Mumbai University (2021 - 2024)

HSC - Dr. Ambedkar College of Commerce & Economics (2018 - 2020)