Shak

AML & KYC Compliance Specialist with 1+ year of hands-on experience in fintech and digital banking. Skilled in end-to-end KYC onboarding, customer due diligence (CDD/EDD), sanctions and PEP screening across global watchlists (OFAC, UN, EU), adverse media screening, and fraud detection. Experienced in verifying complex corporate structures including trade licenses, MOAs, and beneficial ownership documentation for SME and corporate clients.

Committed to maintaining high audit accuracy, escalating high-risk cases with precision, and upholding AML compliance policies across UAE and Indian regulatory frameworks.

KYC Specialist – Compliance Department at MobiKwik (2025-07 – Present)

• Conduct real-time KYC onboarding verifications for new customers, applying document authentication techniques to detect and prevent identity fraud, document forgery, and account takeover attempts.
• Review customer-submitted documents including government-issued IDs, address proofs, and selfies against regulatory requirements, ensuring completeness and authenticity before account activation.
• Perform adverse media screening and enhanced due diligence (EDD) checks on high-risk or flagged customers, assessing reputational risk and determining appropriate compliance actions.
• Escalate suspected fraudulent account openings and high-risk cases to compliance and fraud investigation teams, providing detailed case notes to support timely decision-making.
• Maintain accurate and audit-ready records of all KYC verifications and compliance decisions, contributing to zero regulatory penalties during internal and external audits.

Onboarding Specialist – UAE Bank Process at Concentrix (2024-09 – 2025-07)

• Managed end-to-end KYC onboarding and periodic reviews for SME and corporate clients in line with UAE AML/KYC regulations, ensuring complete documentation and risk assessments.
• Conducted comprehensive CDD and EDD reviews to evaluate beneficial ownership structures, source of funds, business purpose, and overall client risk profiles, flagging anomalies for further review.
• Screened clients against global sanctions lists and PEP databases (OFAC, UN, EU) to identify compliance and reputational risks, escalating matches for senior review and disposition.
• Reviewed and validated trade licenses, MOAs, shareholder structures, and corporate registry documents to verify legitimacy of business entities and identify red flags.
• Consistently met SLA and audit quality benchmarks while managing high-volume SME and corporate client onboarding cases with accuracy and thoroughness.

Graduation (2024)

Class XII (2021)