Carol Joy
Early career policy professional specializing in regulatory analysis, governance evaluation and financial inclusion research
Talent
MumbaiMember since June 10, 2026
Analytical ThinkingStructured Problem SolvingAdaptability and ResilienceResearch TranslationPublic Policy AnalysisRegulatory Impact AssessmentSocio Economic Impact AnalysisQualitative Research & Policy Interpretation
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Analytical ThinkingStructured Problem SolvingAdaptability and ResilienceResearch TranslationPublic Policy Analysis
About
Early career policy professional specializing in regulatory analysis, governance evaluation and financial inclusion research. Skilled in translating research into evidence based insights for supporting inclusive development, regulatory research and public sector decision making.
Experience
Summer Internship Program - Microsave Consulting
(2025-05 - 2025-07)
- Researched deeply within Ethiopia's digital ecosystem to understand the pace of financial evolution.
- Analysed policy frameworks, institutional roles and implementation mechanisms that has shaped the payment system development.
- Reviewed regulatory documents, secondary data and sector reports for generating structured insights towards advisory roles.
- Supported development of research outputs through translation of policy analysis into practical recommendations for emerging markets.
Education
Masters - Regulatory Policy and Governance - TISS MUMBAI (2024 - 2026)
Bachelors - English Honours - ST BEDE'S, SHIMLA (2013 - 2017)
Convent educated - SACRED HEART, DHARAMSHALA (2000 - 2013)

