Datta Charde

MBA (Finance & Marketing) graduate with hands-on experience in credit underwriting, loan processing, accounting, and sales. Currently working as a Branch Credit Manager at Bharat Financial Inclusion Limited (IndusInd Bank), with strong knowledge of credit appraisal, risk assessment, regulatory compliance, and customer relationship management. Seeking growth opportunities in banking and financial services.

Branch Credit Manager - Bharat Financial Inclusion Limited (IndusInd Bank)

(2025-05)

• Evaluate loan applications by verifying customer documents and assessing repayment ability.
• Conduct customer field visits for verification to minimize credit risk.
• Ensure compliance with RBI guidelines and internal credit policies.
• Manage branch-level loan processing, sanctioning, and disbursement.
• Coordinate with sales and operations teams to improve loan approval turnaround time.
• Monitor loan portfolio quality and control non-performing assets (NPAs).

Sales Manager - Paytm

• Promoted Paytm financial services to customers and merchants.
• Onboarded new merchants and completed KYC formalities.
• Generated leads and consistently achieved sales targets.

Intern - Accounts & Taxation - Ganesh CA Firm

• Prepared financial statements including Balance Sheet and Profit & Loss accounts.
• Assisted with GST filing, taxation work, and account verification.
• Supported audit processes by checking records and bills.

MBA - Finance & Marketing - Datta Meghe Institute of Management Studies, Nagpur (2024)

B.Com - Commerce - Indraprastha New Arts, Commerce and Science College, Wardha (2022)