Dhiraj Tamse

KYC Analyst with 4+ years of experience in retail banking operations at IndusInd Bank, a leading private sector bank in India. Strong expertise in Customer Due Diligence (CDD), basic Enhanced Due Diligence (EDD), and risk- based customer onboarding in alignment with RBI KYC & AML regulations.

Credit Verification Officer (KYC & CDD Operations) at IndusInd Marketing & Financial Services Pvt. Ltd. (IndusInd Bank Group) (2020-01 – 2024-12)

• Performed Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) during customer onboarding and periodic reviews.
• Verified customer identity, address, income, and business documents in compliance with regulatory requirements.
• Collected and reviewed customer information to ensure completeness and accuracy
• Identified missing or inconsistent information and followed up for resolution.
• Performed risk assessment and assigned customer risk ratings using a risk-based approach.
• Maintained proper KYC documentation and records for audit purposes.
• Reviewed existing customer profiles for periodic and event-based KYC refresh.
• Ensured compliance with internal KYC and AML policies
• Worked closely with team members to meet quality and turnaround time expectations.
• Followed standard operating procedures in a regulated banking environment.

Bachelor of Computer Applications in BCA – Shivaji Arts, Commerce, and BCA College, Baad-Karwar (2018)